LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,934
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$93,762
−HK$2,874/mo
Today · 4.125%
HK$96,636
baseline
▲ 0.50% · 4.625%
HK$102,516
+HK$5,880/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$193,272/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$1,694,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,163
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$103,876
−HK$2,752/mo
Today · 4.125%
HK$106,628
baseline
▲ 0.50% · 4.625%
HK$112,249
+HK$5,621/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$213,256/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$1,694,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,120
−HK$6,843/mo
▼ 0.25% · 3.875%
HK$112,515
−HK$3,448/mo
Today · 4.125%
HK$115,963
baseline
▲ 0.50% · 4.625%
HK$123,019
+HK$7,056/mo
Deposit HK$15.95M · loan HK$23.93M · min. income ≈ HK$231,926/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,694,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,395
−HK$6,559/mo
▼ 0.25% · 3.875%
HK$124,651
−HK$3,303/mo
Today · 4.125%
HK$127,954
baseline
▲ 0.50% · 4.625%
HK$134,698
+HK$6,744/mo
Deposit HK$15.95M · loan HK$23.93M · min. income ≈ HK$255,908/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,694,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,307
−HK$7,983/mo
▼ 0.25% · 3.875%
HK$131,267
−HK$4,023/mo
Today · 4.125%
HK$135,290
baseline
▲ 0.50% · 4.625%
HK$143,522
+HK$8,232/mo
Deposit HK$11.96M · loan HK$27.92M · min. income ≈ HK$270,580/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,694,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,628
−HK$7,651/mo
▼ 0.25% · 3.875%
HK$145,426
−HK$3,853/mo
Today · 4.125%
HK$149,279
baseline
▲ 0.50% · 4.625%
HK$157,148
+HK$7,869/mo
Deposit HK$11.96M · loan HK$27.92M · min. income ≈ HK$298,558/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,694,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,680
−HK$10,265/mo
▼ 0.25% · 3.875%
HK$168,772
−HK$5,173/mo
Today · 4.125%
HK$173,945
baseline
▲ 0.50% · 4.625%
HK$184,529
+HK$10,584/mo
Deposit HK$3.99M · loan HK$35.89M · min. income ≈ HK$347,890/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,093
−HK$9,838/mo
▼ 0.25% · 3.875%
HK$186,976
−HK$4,955/mo
Today · 4.125%
HK$191,931
baseline
▲ 0.50% · 4.625%
HK$202,048
+HK$10,117/mo
Deposit HK$3.99M · loan HK$35.89M · min. income ≈ HK$383,862/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,843 · Scale 2, in force from 26 Feb 2026)