LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,936
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$93,764
−HK$2,874/mo
Today · 4.125%
HK$96,638
baseline
▲ 0.50% · 4.625%
HK$102,518
+HK$5,880/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$193,276/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$1,694,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,165
−HK$5,466/mo
▼ 0.25% · 3.875%
HK$103,878
−HK$2,753/mo
Today · 4.125%
HK$106,631
baseline
▲ 0.50% · 4.625%
HK$112,251
+HK$5,620/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$213,262/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$1,694,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,123
−HK$6,843/mo
▼ 0.25% · 3.875%
HK$112,517
−HK$3,449/mo
Today · 4.125%
HK$115,966
baseline
▲ 0.50% · 4.625%
HK$123,022
+HK$7,056/mo
Deposit HK$15.95M · loan HK$23.93M · min. income ≈ HK$231,932/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,694,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,398
−HK$6,559/mo
▼ 0.25% · 3.875%
HK$124,654
−HK$3,303/mo
Today · 4.125%
HK$127,957
baseline
▲ 0.50% · 4.625%
HK$134,702
+HK$6,745/mo
Deposit HK$15.95M · loan HK$23.93M · min. income ≈ HK$255,914/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,694,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,310
−HK$7,983/mo
▼ 0.25% · 3.875%
HK$131,270
−HK$4,023/mo
Today · 4.125%
HK$135,293
baseline
▲ 0.50% · 4.625%
HK$143,526
+HK$8,233/mo
Deposit HK$11.96M · loan HK$27.92M · min. income ≈ HK$270,586/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,694,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,631
−HK$7,652/mo
▼ 0.25% · 3.875%
HK$145,430
−HK$3,853/mo
Today · 4.125%
HK$149,283
baseline
▲ 0.50% · 4.625%
HK$157,152
+HK$7,869/mo
Deposit HK$11.96M · loan HK$27.92M · min. income ≈ HK$298,566/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,694,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,684
−HK$10,265/mo
▼ 0.25% · 3.875%
HK$168,776
−HK$5,173/mo
Today · 4.125%
HK$173,949
baseline
▲ 0.50% · 4.625%
HK$184,533
+HK$10,584/mo
Deposit HK$3.99M · loan HK$35.89M · min. income ≈ HK$347,898/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,097
−HK$9,838/mo
▼ 0.25% · 3.875%
HK$186,981
−HK$4,954/mo
Today · 4.125%
HK$191,935
baseline
▲ 0.50% · 4.625%
HK$202,052
+HK$10,117/mo
Deposit HK$3.99M · loan HK$35.89M · min. income ≈ HK$383,870/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,884 · Scale 2, in force from 26 Feb 2026)