LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,939
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$93,767
−HK$2,874/mo
Today · 4.125%
HK$96,641
baseline
▲ 0.50% · 4.625%
HK$102,522
+HK$5,881/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$193,282/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$1,694,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,168
−HK$5,466/mo
▼ 0.25% · 3.875%
HK$103,882
−HK$2,752/mo
Today · 4.125%
HK$106,634
baseline
▲ 0.50% · 4.625%
HK$112,255
+HK$5,621/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$213,268/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$1,694,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,126
−HK$6,844/mo
▼ 0.25% · 3.875%
HK$112,521
−HK$3,449/mo
Today · 4.125%
HK$115,970
baseline
▲ 0.50% · 4.625%
HK$123,026
+HK$7,056/mo
Deposit HK$15.95M · loan HK$23.93M · min. income ≈ HK$231,940/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,694,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,402
−HK$6,559/mo
▼ 0.25% · 3.875%
HK$124,658
−HK$3,303/mo
Today · 4.125%
HK$127,961
baseline
▲ 0.50% · 4.625%
HK$134,706
+HK$6,745/mo
Deposit HK$15.95M · loan HK$23.93M · min. income ≈ HK$255,922/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,694,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,314
−HK$7,984/mo
▼ 0.25% · 3.875%
HK$131,274
−HK$4,024/mo
Today · 4.125%
HK$135,298
baseline
▲ 0.50% · 4.625%
HK$143,531
+HK$8,233/mo
Deposit HK$11.96M · loan HK$27.92M · min. income ≈ HK$270,596/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,694,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,636
−HK$7,652/mo
▼ 0.25% · 3.875%
HK$145,434
−HK$3,854/mo
Today · 4.125%
HK$149,288
baseline
▲ 0.50% · 4.625%
HK$157,157
+HK$7,869/mo
Deposit HK$11.96M · loan HK$27.92M · min. income ≈ HK$298,576/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,694,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,690
−HK$10,265/mo
▼ 0.25% · 3.875%
HK$168,781
−HK$5,174/mo
Today · 4.125%
HK$173,955
baseline
▲ 0.50% · 4.625%
HK$184,539
+HK$10,584/mo
Deposit HK$3.99M · loan HK$35.89M · min. income ≈ HK$347,910/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,103
−HK$9,839/mo
▼ 0.25% · 3.875%
HK$186,987
−HK$4,955/mo
Today · 4.125%
HK$191,942
baseline
▲ 0.50% · 4.625%
HK$202,059
+HK$10,117/mo
Deposit HK$3.99M · loan HK$35.89M · min. income ≈ HK$383,884/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,940 · Scale 2, in force from 26 Feb 2026)