LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,939
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$93,768
−HK$2,874/mo
Today · 4.125%
HK$96,642
baseline
▲ 0.50% · 4.625%
HK$102,522
+HK$5,880/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$193,284/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$1,694,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,169
−HK$5,466/mo
▼ 0.25% · 3.875%
HK$103,882
−HK$2,753/mo
Today · 4.125%
HK$106,635
baseline
▲ 0.50% · 4.625%
HK$112,256
+HK$5,621/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$213,270/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$1,694,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,127
−HK$6,843/mo
▼ 0.25% · 3.875%
HK$112,522
−HK$3,448/mo
Today · 4.125%
HK$115,970
baseline
▲ 0.50% · 4.625%
HK$123,027
+HK$7,057/mo
Deposit HK$15.95M · loan HK$23.93M · min. income ≈ HK$231,940/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,694,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,403
−HK$6,559/mo
▼ 0.25% · 3.875%
HK$124,659
−HK$3,303/mo
Today · 4.125%
HK$127,962
baseline
▲ 0.50% · 4.625%
HK$134,707
+HK$6,745/mo
Deposit HK$15.95M · loan HK$23.93M · min. income ≈ HK$255,924/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,694,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,315
−HK$7,984/mo
▼ 0.25% · 3.875%
HK$131,275
−HK$4,024/mo
Today · 4.125%
HK$135,299
baseline
▲ 0.50% · 4.625%
HK$143,531
+HK$8,232/mo
Deposit HK$11.96M · loan HK$27.92M · min. income ≈ HK$270,598/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,694,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,637
−HK$7,652/mo
▼ 0.25% · 3.875%
HK$145,435
−HK$3,854/mo
Today · 4.125%
HK$149,289
baseline
▲ 0.50% · 4.625%
HK$157,158
+HK$7,869/mo
Deposit HK$11.96M · loan HK$27.92M · min. income ≈ HK$298,578/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,694,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,691
−HK$10,265/mo
▼ 0.25% · 3.875%
HK$168,783
−HK$5,173/mo
Today · 4.125%
HK$173,956
baseline
▲ 0.50% · 4.625%
HK$184,540
+HK$10,584/mo
Deposit HK$3.99M · loan HK$35.89M · min. income ≈ HK$347,912/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,104
−HK$9,839/mo
▼ 0.25% · 3.875%
HK$186,988
−HK$4,955/mo
Today · 4.125%
HK$191,943
baseline
▲ 0.50% · 4.625%
HK$202,061
+HK$10,118/mo
Deposit HK$3.99M · loan HK$35.89M · min. income ≈ HK$383,886/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,951 · Scale 2, in force from 26 Feb 2026)