LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,945
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$93,774
−HK$2,874/mo
Today · 4.125%
HK$96,648
baseline
▲ 0.50% · 4.625%
HK$102,529
+HK$5,881/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$193,296/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$1,695,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,176
−HK$5,466/mo
▼ 0.25% · 3.875%
HK$103,889
−HK$2,753/mo
Today · 4.125%
HK$106,642
baseline
▲ 0.50% · 4.625%
HK$112,263
+HK$5,621/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$213,284/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$1,695,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,134
−HK$6,844/mo
▼ 0.25% · 3.875%
HK$112,529
−HK$3,449/mo
Today · 4.125%
HK$115,978
baseline
▲ 0.50% · 4.625%
HK$123,035
+HK$7,057/mo
Deposit HK$15.95M · loan HK$23.93M · min. income ≈ HK$231,956/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,695,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,411
−HK$6,559/mo
▼ 0.25% · 3.875%
HK$124,667
−HK$3,303/mo
Today · 4.125%
HK$127,970
baseline
▲ 0.50% · 4.625%
HK$134,716
+HK$6,746/mo
Deposit HK$15.95M · loan HK$23.93M · min. income ≈ HK$255,940/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,695,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,323
−HK$7,985/mo
▼ 0.25% · 3.875%
HK$131,284
−HK$4,024/mo
Today · 4.125%
HK$135,308
baseline
▲ 0.50% · 4.625%
HK$143,541
+HK$8,233/mo
Deposit HK$11.97M · loan HK$27.92M · min. income ≈ HK$270,616/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,695,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,646
−HK$7,653/mo
▼ 0.25% · 3.875%
HK$145,445
−HK$3,854/mo
Today · 4.125%
HK$149,299
baseline
▲ 0.50% · 4.625%
HK$157,168
+HK$7,869/mo
Deposit HK$11.97M · loan HK$27.92M · min. income ≈ HK$298,598/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,695,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,701
−HK$10,266/mo
▼ 0.25% · 3.875%
HK$168,793
−HK$5,174/mo
Today · 4.125%
HK$173,967
baseline
▲ 0.50% · 4.625%
HK$184,552
+HK$10,585/mo
Deposit HK$3.99M · loan HK$35.90M · min. income ≈ HK$347,934/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,695,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,116
−HK$9,839/mo
▼ 0.25% · 3.875%
HK$187,000
−HK$4,955/mo
Today · 4.125%
HK$191,955
baseline
▲ 0.50% · 4.625%
HK$202,073
+HK$10,118/mo
Deposit HK$3.99M · loan HK$35.90M · min. income ≈ HK$383,910/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,695,060 · Scale 2, in force from 26 Feb 2026)