LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,948
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$93,777
−HK$2,875/mo
Today · 4.125%
HK$96,652
baseline
▲ 0.50% · 4.625%
HK$102,533
+HK$5,881/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$193,304/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$1,695,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,179
−HK$5,467/mo
▼ 0.25% · 3.875%
HK$103,893
−HK$2,753/mo
Today · 4.125%
HK$106,646
baseline
▲ 0.50% · 4.625%
HK$112,267
+HK$5,621/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$213,292/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$1,695,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,138
−HK$6,844/mo
▼ 0.25% · 3.875%
HK$112,533
−HK$3,449/mo
Today · 4.125%
HK$115,982
baseline
▲ 0.50% · 4.625%
HK$123,039
+HK$7,057/mo
Deposit HK$15.95M · loan HK$23.93M · min. income ≈ HK$231,964/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,695,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,415
−HK$6,560/mo
▼ 0.25% · 3.875%
HK$124,671
−HK$3,304/mo
Today · 4.125%
HK$127,975
baseline
▲ 0.50% · 4.625%
HK$134,720
+HK$6,745/mo
Deposit HK$15.95M · loan HK$23.93M · min. income ≈ HK$255,950/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,695,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,328
−HK$7,984/mo
▼ 0.25% · 3.875%
HK$131,288
−HK$4,024/mo
Today · 4.125%
HK$135,312
baseline
▲ 0.50% · 4.625%
HK$143,546
+HK$8,234/mo
Deposit HK$11.97M · loan HK$27.92M · min. income ≈ HK$270,624/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,695,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,651
−HK$7,653/mo
▼ 0.25% · 3.875%
HK$145,450
−HK$3,854/mo
Today · 4.125%
HK$149,304
baseline
▲ 0.50% · 4.625%
HK$157,174
+HK$7,870/mo
Deposit HK$11.97M · loan HK$27.92M · min. income ≈ HK$298,608/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,695,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,707
−HK$10,266/mo
▼ 0.25% · 3.875%
HK$168,799
−HK$5,174/mo
Today · 4.125%
HK$173,973
baseline
▲ 0.50% · 4.625%
HK$184,559
+HK$10,586/mo
Deposit HK$3.99M · loan HK$35.90M · min. income ≈ HK$347,946/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,695,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,123
−HK$9,839/mo
▼ 0.25% · 3.875%
HK$187,007
−HK$4,955/mo
Today · 4.125%
HK$191,962
baseline
▲ 0.50% · 4.625%
HK$202,081
+HK$10,119/mo
Deposit HK$3.99M · loan HK$35.90M · min. income ≈ HK$383,924/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,695,120 · Scale 2, in force from 26 Feb 2026)