LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,951
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$93,780
−HK$2,874/mo
Today · 4.125%
HK$96,654
baseline
▲ 0.50% · 4.625%
HK$102,535
+HK$5,881/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$193,308/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$1,695,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,182
−HK$5,466/mo
▼ 0.25% · 3.875%
HK$103,895
−HK$2,753/mo
Today · 4.125%
HK$106,648
baseline
▲ 0.50% · 4.625%
HK$112,270
+HK$5,622/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$213,296/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$1,695,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,141
−HK$6,844/mo
▼ 0.25% · 3.875%
HK$112,536
−HK$3,449/mo
Today · 4.125%
HK$115,985
baseline
▲ 0.50% · 4.625%
HK$123,042
+HK$7,057/mo
Deposit HK$15.95M · loan HK$23.93M · min. income ≈ HK$231,970/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,695,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,418
−HK$6,560/mo
▼ 0.25% · 3.875%
HK$124,674
−HK$3,304/mo
Today · 4.125%
HK$127,978
baseline
▲ 0.50% · 4.625%
HK$134,724
+HK$6,746/mo
Deposit HK$15.95M · loan HK$23.93M · min. income ≈ HK$255,956/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,695,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,331
−HK$7,985/mo
▼ 0.25% · 3.875%
HK$131,292
−HK$4,024/mo
Today · 4.125%
HK$135,316
baseline
▲ 0.50% · 4.625%
HK$143,549
+HK$8,233/mo
Deposit HK$11.97M · loan HK$27.92M · min. income ≈ HK$270,632/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,695,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,654
−HK$7,654/mo
▼ 0.25% · 3.875%
HK$145,454
−HK$3,854/mo
Today · 4.125%
HK$149,308
baseline
▲ 0.50% · 4.625%
HK$157,178
+HK$7,870/mo
Deposit HK$11.97M · loan HK$27.92M · min. income ≈ HK$298,616/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,695,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,711
−HK$10,266/mo
▼ 0.25% · 3.875%
HK$168,804
−HK$5,173/mo
Today · 4.125%
HK$173,977
baseline
▲ 0.50% · 4.625%
HK$184,564
+HK$10,587/mo
Deposit HK$3.99M · loan HK$35.90M · min. income ≈ HK$347,954/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,695,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,127
−HK$9,840/mo
▼ 0.25% · 3.875%
HK$187,012
−HK$4,955/mo
Today · 4.125%
HK$191,967
baseline
▲ 0.50% · 4.625%
HK$202,086
+HK$10,119/mo
Deposit HK$3.99M · loan HK$35.90M · min. income ≈ HK$383,934/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,695,163 · Scale 2, in force from 26 Feb 2026)