LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,953
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$93,782
−HK$2,874/mo
Today · 4.125%
HK$96,656
baseline
▲ 0.50% · 4.625%
HK$102,537
+HK$5,881/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$193,312/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$1,695,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,184
−HK$5,467/mo
▼ 0.25% · 3.875%
HK$103,898
−HK$2,753/mo
Today · 4.125%
HK$106,651
baseline
▲ 0.50% · 4.625%
HK$112,272
+HK$5,621/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$213,302/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$1,695,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,143
−HK$6,844/mo
▼ 0.25% · 3.875%
HK$112,538
−HK$3,449/mo
Today · 4.125%
HK$115,987
baseline
▲ 0.50% · 4.625%
HK$123,045
+HK$7,058/mo
Deposit HK$15.95M · loan HK$23.93M · min. income ≈ HK$231,974/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,695,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,421
−HK$6,560/mo
▼ 0.25% · 3.875%
HK$124,677
−HK$3,304/mo
Today · 4.125%
HK$127,981
baseline
▲ 0.50% · 4.625%
HK$134,727
+HK$6,746/mo
Deposit HK$15.95M · loan HK$23.93M · min. income ≈ HK$255,962/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,695,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,334
−HK$7,985/mo
▼ 0.25% · 3.875%
HK$131,294
−HK$4,025/mo
Today · 4.125%
HK$135,319
baseline
▲ 0.50% · 4.625%
HK$143,552
+HK$8,233/mo
Deposit HK$11.97M · loan HK$27.92M · min. income ≈ HK$270,638/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,695,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,657
−HK$7,654/mo
▼ 0.25% · 3.875%
HK$145,457
−HK$3,854/mo
Today · 4.125%
HK$149,311
baseline
▲ 0.50% · 4.625%
HK$157,181
+HK$7,870/mo
Deposit HK$11.97M · loan HK$27.92M · min. income ≈ HK$298,622/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,695,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,715
−HK$10,266/mo
▼ 0.25% · 3.875%
HK$168,807
−HK$5,174/mo
Today · 4.125%
HK$173,981
baseline
▲ 0.50% · 4.625%
HK$184,567
+HK$10,586/mo
Deposit HK$3.99M · loan HK$35.90M · min. income ≈ HK$347,962/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,695,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,131
−HK$9,840/mo
▼ 0.25% · 3.875%
HK$187,016
−HK$4,955/mo
Today · 4.125%
HK$191,971
baseline
▲ 0.50% · 4.625%
HK$202,090
+HK$10,119/mo
Deposit HK$3.99M · loan HK$35.90M · min. income ≈ HK$383,942/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,695,199 · Scale 2, in force from 26 Feb 2026)