LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,960
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$93,789
−HK$2,875/mo
Today · 4.125%
HK$96,664
baseline
▲ 0.50% · 4.625%
HK$102,546
+HK$5,882/mo
Deposit HK$19.95M · loan HK$19.95M · min. income ≈ HK$193,328/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$1,695,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,192
−HK$5,467/mo
▼ 0.25% · 3.875%
HK$103,906
−HK$2,753/mo
Today · 4.125%
HK$106,659
baseline
▲ 0.50% · 4.625%
HK$112,281
+HK$5,622/mo
Deposit HK$19.95M · loan HK$19.95M · min. income ≈ HK$213,318/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$1,695,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,152
−HK$6,845/mo
▼ 0.25% · 3.875%
HK$112,547
−HK$3,450/mo
Today · 4.125%
HK$115,997
baseline
▲ 0.50% · 4.625%
HK$123,055
+HK$7,058/mo
Deposit HK$15.96M · loan HK$23.93M · min. income ≈ HK$231,994/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,695,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,431
−HK$6,560/mo
▼ 0.25% · 3.875%
HK$124,687
−HK$3,304/mo
Today · 4.125%
HK$127,991
baseline
▲ 0.50% · 4.625%
HK$134,738
+HK$6,747/mo
Deposit HK$15.96M · loan HK$23.93M · min. income ≈ HK$255,982/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,695,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,344
−HK$7,986/mo
▼ 0.25% · 3.875%
HK$131,305
−HK$4,025/mo
Today · 4.125%
HK$135,330
baseline
▲ 0.50% · 4.625%
HK$143,564
+HK$8,234/mo
Deposit HK$11.97M · loan HK$27.92M · min. income ≈ HK$270,660/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,695,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,669
−HK$7,654/mo
▼ 0.25% · 3.875%
HK$145,469
−HK$3,854/mo
Today · 4.125%
HK$149,323
baseline
▲ 0.50% · 4.625%
HK$157,194
+HK$7,871/mo
Deposit HK$11.97M · loan HK$27.92M · min. income ≈ HK$298,646/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,695,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,728
−HK$10,267/mo
▼ 0.25% · 3.875%
HK$168,821
−HK$5,174/mo
Today · 4.125%
HK$173,995
baseline
▲ 0.50% · 4.625%
HK$184,583
+HK$10,588/mo
Deposit HK$3.99M · loan HK$35.90M · min. income ≈ HK$347,990/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,695,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,146
−HK$9,841/mo
▼ 0.25% · 3.875%
HK$187,031
−HK$4,956/mo
Today · 4.125%
HK$191,987
baseline
▲ 0.50% · 4.625%
HK$202,107
+HK$10,120/mo
Deposit HK$3.99M · loan HK$35.90M · min. income ≈ HK$383,974/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,695,338 · Scale 2, in force from 26 Feb 2026)