LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,965
−HK$5,705/mo
▼ 0.25% · 3.875%
HK$93,795
−HK$2,875/mo
Today · 4.125%
HK$96,670
baseline
▲ 0.50% · 4.625%
HK$102,552
+HK$5,882/mo
Deposit HK$19.95M · loan HK$19.95M · min. income ≈ HK$193,340/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$1,695,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,198
−HK$5,468/mo
▼ 0.25% · 3.875%
HK$103,912
−HK$2,754/mo
Today · 4.125%
HK$106,666
baseline
▲ 0.50% · 4.625%
HK$112,288
+HK$5,622/mo
Deposit HK$19.95M · loan HK$19.95M · min. income ≈ HK$213,332/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$1,695,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,159
−HK$6,845/mo
▼ 0.25% · 3.875%
HK$112,554
−HK$3,450/mo
Today · 4.125%
HK$116,004
baseline
▲ 0.50% · 4.625%
HK$123,062
+HK$7,058/mo
Deposit HK$15.96M · loan HK$23.94M · min. income ≈ HK$232,008/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,695,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,438
−HK$6,561/mo
▼ 0.25% · 3.875%
HK$124,695
−HK$3,304/mo
Today · 4.125%
HK$127,999
baseline
▲ 0.50% · 4.625%
HK$134,746
+HK$6,747/mo
Deposit HK$15.96M · loan HK$23.94M · min. income ≈ HK$255,998/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,695,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,352
−HK$7,986/mo
▼ 0.25% · 3.875%
HK$131,313
−HK$4,025/mo
Today · 4.125%
HK$135,338
baseline
▲ 0.50% · 4.625%
HK$143,573
+HK$8,235/mo
Deposit HK$11.97M · loan HK$27.92M · min. income ≈ HK$270,676/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,695,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,677
−HK$7,655/mo
▼ 0.25% · 3.875%
HK$145,477
−HK$3,855/mo
Today · 4.125%
HK$149,332
baseline
▲ 0.50% · 4.625%
HK$157,203
+HK$7,871/mo
Deposit HK$11.97M · loan HK$27.92M · min. income ≈ HK$298,664/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,695,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,738
−HK$10,268/mo
▼ 0.25% · 3.875%
HK$168,831
−HK$5,175/mo
Today · 4.125%
HK$174,006
baseline
▲ 0.50% · 4.625%
HK$184,593
+HK$10,587/mo
Deposit HK$3.99M · loan HK$35.90M · min. income ≈ HK$348,012/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,695,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,157
−HK$9,841/mo
▼ 0.25% · 3.875%
HK$187,042
−HK$4,956/mo
Today · 4.125%
HK$191,998
baseline
▲ 0.50% · 4.625%
HK$202,119
+HK$10,121/mo
Deposit HK$3.99M · loan HK$35.90M · min. income ≈ HK$383,996/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,695,438 · Scale 2, in force from 26 Feb 2026)