LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,966
−HK$5,705/mo
▼ 0.25% · 3.875%
HK$93,796
−HK$2,875/mo
Today · 4.125%
HK$96,671
baseline
▲ 0.50% · 4.625%
HK$102,553
+HK$5,882/mo
Deposit HK$19.95M · loan HK$19.95M · min. income ≈ HK$193,342/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$1,695,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,199
−HK$5,467/mo
▼ 0.25% · 3.875%
HK$103,913
−HK$2,753/mo
Today · 4.125%
HK$106,666
baseline
▲ 0.50% · 4.625%
HK$112,289
+HK$5,623/mo
Deposit HK$19.95M · loan HK$19.95M · min. income ≈ HK$213,332/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$1,695,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,159
−HK$6,846/mo
▼ 0.25% · 3.875%
HK$112,555
−HK$3,450/mo
Today · 4.125%
HK$116,005
baseline
▲ 0.50% · 4.625%
HK$123,063
+HK$7,058/mo
Deposit HK$15.96M · loan HK$23.94M · min. income ≈ HK$232,010/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,695,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,439
−HK$6,561/mo
▼ 0.25% · 3.875%
HK$124,696
−HK$3,304/mo
Today · 4.125%
HK$128,000
baseline
▲ 0.50% · 4.625%
HK$134,747
+HK$6,747/mo
Deposit HK$15.96M · loan HK$23.94M · min. income ≈ HK$256,000/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,695,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,353
−HK$7,986/mo
▼ 0.25% · 3.875%
HK$131,314
−HK$4,025/mo
Today · 4.125%
HK$135,339
baseline
▲ 0.50% · 4.625%
HK$143,574
+HK$8,235/mo
Deposit HK$11.97M · loan HK$27.93M · min. income ≈ HK$270,678/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,695,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,679
−HK$7,654/mo
▼ 0.25% · 3.875%
HK$145,478
−HK$3,855/mo
Today · 4.125%
HK$149,333
baseline
▲ 0.50% · 4.625%
HK$157,205
+HK$7,872/mo
Deposit HK$11.97M · loan HK$27.93M · min. income ≈ HK$298,666/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,695,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,739
−HK$10,268/mo
▼ 0.25% · 3.875%
HK$168,832
−HK$5,175/mo
Today · 4.125%
HK$174,007
baseline
▲ 0.50% · 4.625%
HK$184,595
+HK$10,588/mo
Deposit HK$3.99M · loan HK$35.90M · min. income ≈ HK$348,014/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,695,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,158
−HK$9,842/mo
▼ 0.25% · 3.875%
HK$187,043
−HK$4,957/mo
Today · 4.125%
HK$192,000
baseline
▲ 0.50% · 4.625%
HK$202,120
+HK$10,120/mo
Deposit HK$3.99M · loan HK$35.90M · min. income ≈ HK$384,000/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,695,451 · Scale 2, in force from 26 Feb 2026)