LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,971
−HK$5,705/mo
▼ 0.25% · 3.875%
HK$93,801
−HK$2,875/mo
Today · 4.125%
HK$96,676
baseline
▲ 0.50% · 4.625%
HK$102,558
+HK$5,882/mo
Deposit HK$19.95M · loan HK$19.95M · min. income ≈ HK$193,352/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$1,695,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,205
−HK$5,467/mo
▼ 0.25% · 3.875%
HK$103,919
−HK$2,753/mo
Today · 4.125%
HK$106,672
baseline
▲ 0.50% · 4.625%
HK$112,295
+HK$5,623/mo
Deposit HK$19.95M · loan HK$19.95M · min. income ≈ HK$213,344/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$1,695,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,165
−HK$6,846/mo
▼ 0.25% · 3.875%
HK$112,561
−HK$3,450/mo
Today · 4.125%
HK$116,011
baseline
▲ 0.50% · 4.625%
HK$123,070
+HK$7,059/mo
Deposit HK$15.96M · loan HK$23.94M · min. income ≈ HK$232,022/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,695,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,445
−HK$6,562/mo
▼ 0.25% · 3.875%
HK$124,703
−HK$3,304/mo
Today · 4.125%
HK$128,007
baseline
▲ 0.50% · 4.625%
HK$134,754
+HK$6,747/mo
Deposit HK$15.96M · loan HK$23.94M · min. income ≈ HK$256,014/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,695,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,360
−HK$7,986/mo
▼ 0.25% · 3.875%
HK$131,321
−HK$4,025/mo
Today · 4.125%
HK$135,346
baseline
▲ 0.50% · 4.625%
HK$143,582
+HK$8,236/mo
Deposit HK$11.97M · loan HK$27.93M · min. income ≈ HK$270,692/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,695,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,686
−HK$7,655/mo
▼ 0.25% · 3.875%
HK$145,486
−HK$3,855/mo
Today · 4.125%
HK$149,341
baseline
▲ 0.50% · 4.625%
HK$157,213
+HK$7,872/mo
Deposit HK$11.97M · loan HK$27.93M · min. income ≈ HK$298,682/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,695,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,748
−HK$10,269/mo
▼ 0.25% · 3.875%
HK$168,842
−HK$5,175/mo
Today · 4.125%
HK$174,017
baseline
▲ 0.50% · 4.625%
HK$184,605
+HK$10,588/mo
Deposit HK$3.99M · loan HK$35.91M · min. income ≈ HK$348,034/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,695,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,168
−HK$9,842/mo
▼ 0.25% · 3.875%
HK$187,054
−HK$4,956/mo
Today · 4.125%
HK$192,010
baseline
▲ 0.50% · 4.625%
HK$202,131
+HK$10,121/mo
Deposit HK$3.99M · loan HK$35.91M · min. income ≈ HK$384,020/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,695,544 · Scale 2, in force from 26 Feb 2026)