LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,990
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$93,821
−HK$2,875/mo
Today · 4.125%
HK$96,696
baseline
▲ 0.50% · 4.625%
HK$102,580
+HK$5,884/mo
Deposit HK$19.95M · loan HK$19.95M · min. income ≈ HK$193,392/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$1,695,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,226
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$103,941
−HK$2,754/mo
Today · 4.125%
HK$106,695
baseline
▲ 0.50% · 4.625%
HK$112,319
+HK$5,624/mo
Deposit HK$19.95M · loan HK$19.95M · min. income ≈ HK$213,390/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$1,695,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,189
−HK$6,847/mo
▼ 0.25% · 3.875%
HK$112,585
−HK$3,451/mo
Today · 4.125%
HK$116,036
baseline
▲ 0.50% · 4.625%
HK$123,096
+HK$7,060/mo
Deposit HK$15.96M · loan HK$23.94M · min. income ≈ HK$232,072/mo (50% DSR)
Upfront cash ≈ HK$17.66M (deposit + AVD stamp duty HK$1,695,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,471
−HK$6,563/mo
▼ 0.25% · 3.875%
HK$124,729
−HK$3,305/mo
Today · 4.125%
HK$128,034
baseline
▲ 0.50% · 4.625%
HK$134,783
+HK$6,749/mo
Deposit HK$15.96M · loan HK$23.94M · min. income ≈ HK$256,068/mo (50% DSR)
Upfront cash ≈ HK$17.66M (deposit + AVD stamp duty HK$1,695,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,387
−HK$7,988/mo
▼ 0.25% · 3.875%
HK$131,349
−HK$4,026/mo
Today · 4.125%
HK$135,375
baseline
▲ 0.50% · 4.625%
HK$143,612
+HK$8,237/mo
Deposit HK$11.97M · loan HK$27.93M · min. income ≈ HK$270,750/mo (50% DSR)
Upfront cash ≈ HK$13.67M (deposit + AVD stamp duty HK$1,695,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,716
−HK$7,657/mo
▼ 0.25% · 3.875%
HK$145,517
−HK$3,856/mo
Today · 4.125%
HK$149,373
baseline
▲ 0.50% · 4.625%
HK$157,247
+HK$7,874/mo
Deposit HK$11.97M · loan HK$27.93M · min. income ≈ HK$298,746/mo (50% DSR)
Upfront cash ≈ HK$13.67M (deposit + AVD stamp duty HK$1,695,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,783
−HK$10,271/mo
▼ 0.25% · 3.875%
HK$168,877
−HK$5,177/mo
Today · 4.125%
HK$174,054
baseline
▲ 0.50% · 4.625%
HK$184,644
+HK$10,590/mo
Deposit HK$3.99M · loan HK$35.91M · min. income ≈ HK$348,108/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,695,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,207
−HK$9,844/mo
▼ 0.25% · 3.875%
HK$187,094
−HK$4,957/mo
Today · 4.125%
HK$192,051
baseline
▲ 0.50% · 4.625%
HK$202,174
+HK$10,123/mo
Deposit HK$3.99M · loan HK$35.91M · min. income ≈ HK$384,102/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,695,904 · Scale 2, in force from 26 Feb 2026)