LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,004
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$93,834
−HK$2,876/mo
Today · 4.125%
HK$96,710
baseline
▲ 0.50% · 4.625%
HK$102,595
+HK$5,885/mo
Deposit HK$19.95M · loan HK$19.95M · min. income ≈ HK$193,420/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$1,696,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,241
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$103,956
−HK$2,754/mo
Today · 4.125%
HK$106,710
baseline
▲ 0.50% · 4.625%
HK$112,335
+HK$5,625/mo
Deposit HK$19.95M · loan HK$19.95M · min. income ≈ HK$213,420/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$1,696,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,204
−HK$6,849/mo
▼ 0.25% · 3.875%
HK$112,601
−HK$3,452/mo
Today · 4.125%
HK$116,053
baseline
▲ 0.50% · 4.625%
HK$123,114
+HK$7,061/mo
Deposit HK$15.96M · loan HK$23.95M · min. income ≈ HK$232,106/mo (50% DSR)
Upfront cash ≈ HK$17.66M (deposit + AVD stamp duty HK$1,696,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,489
−HK$6,564/mo
▼ 0.25% · 3.875%
HK$124,747
−HK$3,306/mo
Today · 4.125%
HK$128,053
baseline
▲ 0.50% · 4.625%
HK$134,802
+HK$6,749/mo
Deposit HK$15.96M · loan HK$23.95M · min. income ≈ HK$256,106/mo (50% DSR)
Upfront cash ≈ HK$17.66M (deposit + AVD stamp duty HK$1,696,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,405
−HK$7,990/mo
▼ 0.25% · 3.875%
HK$131,368
−HK$4,027/mo
Today · 4.125%
HK$135,395
baseline
▲ 0.50% · 4.625%
HK$143,633
+HK$8,238/mo
Deposit HK$11.97M · loan HK$27.94M · min. income ≈ HK$270,790/mo (50% DSR)
Upfront cash ≈ HK$13.67M (deposit + AVD stamp duty HK$1,696,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,737
−HK$7,658/mo
▼ 0.25% · 3.875%
HK$145,538
−HK$3,857/mo
Today · 4.125%
HK$149,395
baseline
▲ 0.50% · 4.625%
HK$157,269
+HK$7,874/mo
Deposit HK$11.97M · loan HK$27.94M · min. income ≈ HK$298,790/mo (50% DSR)
Upfront cash ≈ HK$13.67M (deposit + AVD stamp duty HK$1,696,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,807
−HK$10,272/mo
▼ 0.25% · 3.875%
HK$168,902
−HK$5,177/mo
Today · 4.125%
HK$174,079
baseline
▲ 0.50% · 4.625%
HK$184,671
+HK$10,592/mo
Deposit HK$3.99M · loan HK$35.92M · min. income ≈ HK$348,158/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,696,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,233
−HK$9,846/mo
▼ 0.25% · 3.875%
HK$187,121
−HK$4,958/mo
Today · 4.125%
HK$192,079
baseline
▲ 0.50% · 4.625%
HK$202,204
+HK$10,125/mo
Deposit HK$3.99M · loan HK$35.92M · min. income ≈ HK$384,158/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,696,151 · Scale 2, in force from 26 Feb 2026)