LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,022
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$93,853
−HK$2,876/mo
Today · 4.125%
HK$96,729
baseline
▲ 0.50% · 4.625%
HK$102,615
+HK$5,886/mo
Deposit HK$19.96M · loan HK$19.96M · min. income ≈ HK$193,458/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$1,696,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,261
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$103,976
−HK$2,755/mo
Today · 4.125%
HK$106,731
baseline
▲ 0.50% · 4.625%
HK$112,357
+HK$5,626/mo
Deposit HK$19.96M · loan HK$19.96M · min. income ≈ HK$213,462/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$1,696,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,226
−HK$6,849/mo
▼ 0.25% · 3.875%
HK$112,623
−HK$3,452/mo
Today · 4.125%
HK$116,075
baseline
▲ 0.50% · 4.625%
HK$123,138
+HK$7,063/mo
Deposit HK$15.97M · loan HK$23.95M · min. income ≈ HK$232,150/mo (50% DSR)
Upfront cash ≈ HK$17.66M (deposit + AVD stamp duty HK$1,696,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,513
−HK$6,565/mo
▼ 0.25% · 3.875%
HK$124,772
−HK$3,306/mo
Today · 4.125%
HK$128,078
baseline
▲ 0.50% · 4.625%
HK$134,829
+HK$6,751/mo
Deposit HK$15.97M · loan HK$23.95M · min. income ≈ HK$256,156/mo (50% DSR)
Upfront cash ≈ HK$17.66M (deposit + AVD stamp duty HK$1,696,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,430
−HK$7,991/mo
▼ 0.25% · 3.875%
HK$131,394
−HK$4,027/mo
Today · 4.125%
HK$135,421
baseline
▲ 0.50% · 4.625%
HK$143,661
+HK$8,240/mo
Deposit HK$11.98M · loan HK$27.94M · min. income ≈ HK$270,842/mo (50% DSR)
Upfront cash ≈ HK$13.67M (deposit + AVD stamp duty HK$1,696,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,765
−HK$7,659/mo
▼ 0.25% · 3.875%
HK$145,567
−HK$3,857/mo
Today · 4.125%
HK$149,424
baseline
▲ 0.50% · 4.625%
HK$157,300
+HK$7,876/mo
Deposit HK$11.98M · loan HK$27.94M · min. income ≈ HK$298,848/mo (50% DSR)
Upfront cash ≈ HK$13.67M (deposit + AVD stamp duty HK$1,696,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,839
−HK$10,274/mo
▼ 0.25% · 3.875%
HK$168,935
−HK$5,178/mo
Today · 4.125%
HK$174,113
baseline
▲ 0.50% · 4.625%
HK$184,707
+HK$10,594/mo
Deposit HK$3.99M · loan HK$35.93M · min. income ≈ HK$348,226/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,696,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,269
−HK$9,847/mo
▼ 0.25% · 3.875%
HK$187,157
−HK$4,959/mo
Today · 4.125%
HK$192,116
baseline
▲ 0.50% · 4.625%
HK$202,243
+HK$10,127/mo
Deposit HK$3.99M · loan HK$35.93M · min. income ≈ HK$384,232/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,696,483 · Scale 2, in force from 26 Feb 2026)