LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,028
−HK$5,708/mo
▼ 0.25% · 3.875%
HK$93,860
−HK$2,876/mo
Today · 4.125%
HK$96,736
baseline
▲ 0.50% · 4.625%
HK$102,623
+HK$5,887/mo
Deposit HK$19.96M · loan HK$19.96M · min. income ≈ HK$193,472/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$1,696,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,268
−HK$5,471/mo
▼ 0.25% · 3.875%
HK$103,984
−HK$2,755/mo
Today · 4.125%
HK$106,739
baseline
▲ 0.50% · 4.625%
HK$112,365
+HK$5,626/mo
Deposit HK$19.96M · loan HK$19.96M · min. income ≈ HK$213,478/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$1,696,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,234
−HK$6,850/mo
▼ 0.25% · 3.875%
HK$112,632
−HK$3,452/mo
Today · 4.125%
HK$116,084
baseline
▲ 0.50% · 4.625%
HK$123,147
+HK$7,063/mo
Deposit HK$15.97M · loan HK$23.95M · min. income ≈ HK$232,168/mo (50% DSR)
Upfront cash ≈ HK$17.66M (deposit + AVD stamp duty HK$1,696,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,521
−HK$6,566/mo
▼ 0.25% · 3.875%
HK$124,781
−HK$3,306/mo
Today · 4.125%
HK$128,087
baseline
▲ 0.50% · 4.625%
HK$134,839
+HK$6,752/mo
Deposit HK$15.97M · loan HK$23.95M · min. income ≈ HK$256,174/mo (50% DSR)
Upfront cash ≈ HK$17.66M (deposit + AVD stamp duty HK$1,696,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,439
−HK$7,992/mo
▼ 0.25% · 3.875%
HK$131,403
−HK$4,028/mo
Today · 4.125%
HK$135,431
baseline
▲ 0.50% · 4.625%
HK$143,672
+HK$8,241/mo
Deposit HK$11.98M · loan HK$27.94M · min. income ≈ HK$270,862/mo (50% DSR)
Upfront cash ≈ HK$13.67M (deposit + AVD stamp duty HK$1,696,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,775
−HK$7,660/mo
▼ 0.25% · 3.875%
HK$145,577
−HK$3,858/mo
Today · 4.125%
HK$149,435
baseline
▲ 0.50% · 4.625%
HK$157,312
+HK$7,877/mo
Deposit HK$11.98M · loan HK$27.94M · min. income ≈ HK$298,870/mo (50% DSR)
Upfront cash ≈ HK$13.67M (deposit + AVD stamp duty HK$1,696,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,851
−HK$10,275/mo
▼ 0.25% · 3.875%
HK$168,947
−HK$5,179/mo
Today · 4.125%
HK$174,126
baseline
▲ 0.50% · 4.625%
HK$184,721
+HK$10,595/mo
Deposit HK$3.99M · loan HK$35.93M · min. income ≈ HK$348,252/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,696,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,282
−HK$9,848/mo
▼ 0.25% · 3.875%
HK$187,171
−HK$4,959/mo
Today · 4.125%
HK$192,130
baseline
▲ 0.50% · 4.625%
HK$202,258
+HK$10,128/mo
Deposit HK$3.99M · loan HK$35.93M · min. income ≈ HK$384,260/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,696,606 · Scale 2, in force from 26 Feb 2026)