LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,034
−HK$5,709/mo
▼ 0.25% · 3.875%
HK$93,866
−HK$2,877/mo
Today · 4.125%
HK$96,743
baseline
▲ 0.50% · 4.625%
HK$102,629
+HK$5,886/mo
Deposit HK$19.96M · loan HK$19.96M · min. income ≈ HK$193,486/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$1,696,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,275
−HK$5,471/mo
▼ 0.25% · 3.875%
HK$103,991
−HK$2,755/mo
Today · 4.125%
HK$106,746
baseline
▲ 0.50% · 4.625%
HK$112,373
+HK$5,627/mo
Deposit HK$19.96M · loan HK$19.96M · min. income ≈ HK$213,492/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$1,696,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,241
−HK$6,850/mo
▼ 0.25% · 3.875%
HK$112,639
−HK$3,452/mo
Today · 4.125%
HK$116,091
baseline
▲ 0.50% · 4.625%
HK$123,155
+HK$7,064/mo
Deposit HK$15.97M · loan HK$23.95M · min. income ≈ HK$232,182/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,696,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,529
−HK$6,566/mo
▼ 0.25% · 3.875%
HK$124,789
−HK$3,306/mo
Today · 4.125%
HK$128,095
baseline
▲ 0.50% · 4.625%
HK$134,847
+HK$6,752/mo
Deposit HK$15.97M · loan HK$23.95M · min. income ≈ HK$256,190/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,696,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,448
−HK$7,992/mo
▼ 0.25% · 3.875%
HK$131,412
−HK$4,028/mo
Today · 4.125%
HK$135,440
baseline
▲ 0.50% · 4.625%
HK$143,681
+HK$8,241/mo
Deposit HK$11.98M · loan HK$27.95M · min. income ≈ HK$270,880/mo (50% DSR)
Upfront cash ≈ HK$13.67M (deposit + AVD stamp duty HK$1,696,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,784
−HK$7,661/mo
▼ 0.25% · 3.875%
HK$145,587
−HK$3,858/mo
Today · 4.125%
HK$149,445
baseline
▲ 0.50% · 4.625%
HK$157,322
+HK$7,877/mo
Deposit HK$11.98M · loan HK$27.95M · min. income ≈ HK$298,890/mo (50% DSR)
Upfront cash ≈ HK$13.67M (deposit + AVD stamp duty HK$1,696,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,861
−HK$10,276/mo
▼ 0.25% · 3.875%
HK$168,958
−HK$5,179/mo
Today · 4.125%
HK$174,137
baseline
▲ 0.50% · 4.625%
HK$184,733
+HK$10,596/mo
Deposit HK$3.99M · loan HK$35.93M · min. income ≈ HK$348,274/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,696,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,294
−HK$9,849/mo
▼ 0.25% · 3.875%
HK$187,183
−HK$4,960/mo
Today · 4.125%
HK$192,143
baseline
▲ 0.50% · 4.625%
HK$202,271
+HK$10,128/mo
Deposit HK$3.99M · loan HK$35.93M · min. income ≈ HK$384,286/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,696,718 · Scale 2, in force from 26 Feb 2026)