LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,036
−HK$5,709/mo
▼ 0.25% · 3.875%
HK$93,868
−HK$2,877/mo
Today · 4.125%
HK$96,745
baseline
▲ 0.50% · 4.625%
HK$102,632
+HK$5,887/mo
Deposit HK$19.96M · loan HK$19.96M · min. income ≈ HK$193,490/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$1,696,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,277
−HK$5,472/mo
▼ 0.25% · 3.875%
HK$103,993
−HK$2,756/mo
Today · 4.125%
HK$106,749
baseline
▲ 0.50% · 4.625%
HK$112,376
+HK$5,627/mo
Deposit HK$19.96M · loan HK$19.96M · min. income ≈ HK$213,498/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$1,696,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,244
−HK$6,850/mo
▼ 0.25% · 3.875%
HK$112,642
−HK$3,452/mo
Today · 4.125%
HK$116,094
baseline
▲ 0.50% · 4.625%
HK$123,158
+HK$7,064/mo
Deposit HK$15.97M · loan HK$23.95M · min. income ≈ HK$232,188/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,696,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,532
−HK$6,566/mo
▼ 0.25% · 3.875%
HK$124,792
−HK$3,306/mo
Today · 4.125%
HK$128,098
baseline
▲ 0.50% · 4.625%
HK$134,851
+HK$6,753/mo
Deposit HK$15.97M · loan HK$23.95M · min. income ≈ HK$256,196/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,696,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,451
−HK$7,992/mo
▼ 0.25% · 3.875%
HK$131,415
−HK$4,028/mo
Today · 4.125%
HK$135,443
baseline
▲ 0.50% · 4.625%
HK$143,685
+HK$8,242/mo
Deposit HK$11.98M · loan HK$27.95M · min. income ≈ HK$270,886/mo (50% DSR)
Upfront cash ≈ HK$13.67M (deposit + AVD stamp duty HK$1,696,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,788
−HK$7,660/mo
▼ 0.25% · 3.875%
HK$145,591
−HK$3,857/mo
Today · 4.125%
HK$149,448
baseline
▲ 0.50% · 4.625%
HK$157,326
+HK$7,878/mo
Deposit HK$11.98M · loan HK$27.95M · min. income ≈ HK$298,896/mo (50% DSR)
Upfront cash ≈ HK$13.67M (deposit + AVD stamp duty HK$1,696,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,865
−HK$10,276/mo
▼ 0.25% · 3.875%
HK$168,963
−HK$5,178/mo
Today · 4.125%
HK$174,141
baseline
▲ 0.50% · 4.625%
HK$184,737
+HK$10,596/mo
Deposit HK$3.99M · loan HK$35.93M · min. income ≈ HK$348,282/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,696,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,299
−HK$9,849/mo
▼ 0.25% · 3.875%
HK$187,188
−HK$4,960/mo
Today · 4.125%
HK$192,148
baseline
▲ 0.50% · 4.625%
HK$202,276
+HK$10,128/mo
Deposit HK$3.99M · loan HK$35.93M · min. income ≈ HK$384,296/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,696,760 · Scale 2, in force from 26 Feb 2026)