LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,042
−HK$5,709/mo
▼ 0.25% · 3.875%
HK$93,874
−HK$2,877/mo
Today · 4.125%
HK$96,751
baseline
▲ 0.50% · 4.625%
HK$102,638
+HK$5,887/mo
Deposit HK$19.96M · loan HK$19.96M · min. income ≈ HK$193,502/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$1,696,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,283
−HK$5,472/mo
▼ 0.25% · 3.875%
HK$104,000
−HK$2,755/mo
Today · 4.125%
HK$106,755
baseline
▲ 0.50% · 4.625%
HK$112,383
+HK$5,628/mo
Deposit HK$19.96M · loan HK$19.96M · min. income ≈ HK$213,510/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$1,696,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,251
−HK$6,850/mo
▼ 0.25% · 3.875%
HK$112,649
−HK$3,452/mo
Today · 4.125%
HK$116,101
baseline
▲ 0.50% · 4.625%
HK$123,166
+HK$7,065/mo
Deposit HK$15.97M · loan HK$23.96M · min. income ≈ HK$232,202/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,696,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,540
−HK$6,567/mo
▼ 0.25% · 3.875%
HK$124,800
−HK$3,307/mo
Today · 4.125%
HK$128,107
baseline
▲ 0.50% · 4.625%
HK$134,859
+HK$6,752/mo
Deposit HK$15.97M · loan HK$23.96M · min. income ≈ HK$256,214/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,696,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,459
−HK$7,993/mo
▼ 0.25% · 3.875%
HK$131,424
−HK$4,028/mo
Today · 4.125%
HK$135,452
baseline
▲ 0.50% · 4.625%
HK$143,694
+HK$8,242/mo
Deposit HK$11.98M · loan HK$27.95M · min. income ≈ HK$270,904/mo (50% DSR)
Upfront cash ≈ HK$13.67M (deposit + AVD stamp duty HK$1,696,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,797
−HK$7,661/mo
▼ 0.25% · 3.875%
HK$145,600
−HK$3,858/mo
Today · 4.125%
HK$149,458
baseline
▲ 0.50% · 4.625%
HK$157,336
+HK$7,878/mo
Deposit HK$11.98M · loan HK$27.95M · min. income ≈ HK$298,916/mo (50% DSR)
Upfront cash ≈ HK$13.67M (deposit + AVD stamp duty HK$1,696,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,876
−HK$10,276/mo
▼ 0.25% · 3.875%
HK$168,973
−HK$5,179/mo
Today · 4.125%
HK$174,152
baseline
▲ 0.50% · 4.625%
HK$184,749
+HK$10,597/mo
Deposit HK$3.99M · loan HK$35.93M · min. income ≈ HK$348,304/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,696,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,310
−HK$9,850/mo
▼ 0.25% · 3.875%
HK$187,200
−HK$4,960/mo
Today · 4.125%
HK$192,160
baseline
▲ 0.50% · 4.625%
HK$202,289
+HK$10,129/mo
Deposit HK$3.99M · loan HK$35.93M · min. income ≈ HK$384,320/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,696,866 · Scale 2, in force from 26 Feb 2026)