LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,043
−HK$5,709/mo
▼ 0.25% · 3.875%
HK$93,875
−HK$2,877/mo
Today · 4.125%
HK$96,752
baseline
▲ 0.50% · 4.625%
HK$102,639
+HK$5,887/mo
Deposit HK$19.96M · loan HK$19.96M · min. income ≈ HK$193,504/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$1,696,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,284
−HK$5,472/mo
▼ 0.25% · 3.875%
HK$104,001
−HK$2,755/mo
Today · 4.125%
HK$106,756
baseline
▲ 0.50% · 4.625%
HK$112,383
+HK$5,627/mo
Deposit HK$19.96M · loan HK$19.96M · min. income ≈ HK$213,512/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$1,696,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,251
−HK$6,851/mo
▼ 0.25% · 3.875%
HK$112,650
−HK$3,452/mo
Today · 4.125%
HK$116,102
baseline
▲ 0.50% · 4.625%
HK$123,167
+HK$7,065/mo
Deposit HK$15.97M · loan HK$23.96M · min. income ≈ HK$232,204/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,696,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,541
−HK$6,566/mo
▼ 0.25% · 3.875%
HK$124,801
−HK$3,306/mo
Today · 4.125%
HK$128,107
baseline
▲ 0.50% · 4.625%
HK$134,860
+HK$6,753/mo
Deposit HK$15.97M · loan HK$23.96M · min. income ≈ HK$256,214/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,696,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,460
−HK$7,993/mo
▼ 0.25% · 3.875%
HK$131,425
−HK$4,028/mo
Today · 4.125%
HK$135,453
baseline
▲ 0.50% · 4.625%
HK$143,695
+HK$8,242/mo
Deposit HK$11.98M · loan HK$27.95M · min. income ≈ HK$270,906/mo (50% DSR)
Upfront cash ≈ HK$13.67M (deposit + AVD stamp duty HK$1,696,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,798
−HK$7,661/mo
▼ 0.25% · 3.875%
HK$145,601
−HK$3,858/mo
Today · 4.125%
HK$149,459
baseline
▲ 0.50% · 4.625%
HK$157,337
+HK$7,878/mo
Deposit HK$11.98M · loan HK$27.95M · min. income ≈ HK$298,918/mo (50% DSR)
Upfront cash ≈ HK$13.67M (deposit + AVD stamp duty HK$1,696,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,877
−HK$10,277/mo
▼ 0.25% · 3.875%
HK$168,974
−HK$5,180/mo
Today · 4.125%
HK$174,154
baseline
▲ 0.50% · 4.625%
HK$184,750
+HK$10,596/mo
Deposit HK$3.99M · loan HK$35.93M · min. income ≈ HK$348,308/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,696,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,311
−HK$9,850/mo
▼ 0.25% · 3.875%
HK$187,201
−HK$4,960/mo
Today · 4.125%
HK$192,161
baseline
▲ 0.50% · 4.625%
HK$202,290
+HK$10,129/mo
Deposit HK$3.99M · loan HK$35.93M · min. income ≈ HK$384,322/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,696,879 · Scale 2, in force from 26 Feb 2026)