LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,051
−HK$5,710/mo
▼ 0.25% · 3.875%
HK$93,883
−HK$2,878/mo
Today · 4.125%
HK$96,761
baseline
▲ 0.50% · 4.625%
HK$102,649
+HK$5,888/mo
Deposit HK$19.97M · loan HK$19.97M · min. income ≈ HK$193,522/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$1,697,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,294
−HK$5,472/mo
▼ 0.25% · 3.875%
HK$104,010
−HK$2,756/mo
Today · 4.125%
HK$106,766
baseline
▲ 0.50% · 4.625%
HK$112,394
+HK$5,628/mo
Deposit HK$19.97M · loan HK$19.97M · min. income ≈ HK$213,532/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$1,697,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,262
−HK$6,851/mo
▼ 0.25% · 3.875%
HK$112,660
−HK$3,453/mo
Today · 4.125%
HK$116,113
baseline
▲ 0.50% · 4.625%
HK$123,178
+HK$7,065/mo
Deposit HK$15.97M · loan HK$23.96M · min. income ≈ HK$232,226/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,697,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,552
−HK$6,567/mo
▼ 0.25% · 3.875%
HK$124,812
−HK$3,307/mo
Today · 4.125%
HK$128,119
baseline
▲ 0.50% · 4.625%
HK$134,873
+HK$6,754/mo
Deposit HK$15.97M · loan HK$23.96M · min. income ≈ HK$256,238/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,697,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,472
−HK$7,993/mo
▼ 0.25% · 3.875%
HK$131,437
−HK$4,028/mo
Today · 4.125%
HK$135,465
baseline
▲ 0.50% · 4.625%
HK$143,708
+HK$8,243/mo
Deposit HK$11.98M · loan HK$27.95M · min. income ≈ HK$270,930/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,697,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,811
−HK$7,662/mo
▼ 0.25% · 3.875%
HK$145,614
−HK$3,859/mo
Today · 4.125%
HK$149,473
baseline
▲ 0.50% · 4.625%
HK$157,352
+HK$7,879/mo
Deposit HK$11.98M · loan HK$27.95M · min. income ≈ HK$298,946/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,697,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,892
−HK$10,278/mo
▼ 0.25% · 3.875%
HK$168,990
−HK$5,180/mo
Today · 4.125%
HK$174,170
baseline
▲ 0.50% · 4.625%
HK$184,768
+HK$10,598/mo
Deposit HK$3.99M · loan HK$35.94M · min. income ≈ HK$348,340/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,697,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,329
−HK$9,850/mo
▼ 0.25% · 3.875%
HK$187,218
−HK$4,961/mo
Today · 4.125%
HK$192,179
baseline
▲ 0.50% · 4.625%
HK$202,309
+HK$10,130/mo
Deposit HK$3.99M · loan HK$35.94M · min. income ≈ HK$384,358/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,697,037 · Scale 2, in force from 26 Feb 2026)