LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,052
−HK$5,710/mo
▼ 0.25% · 3.875%
HK$93,884
−HK$2,878/mo
Today · 4.125%
HK$96,762
baseline
▲ 0.50% · 4.625%
HK$102,650
+HK$5,888/mo
Deposit HK$19.97M · loan HK$19.97M · min. income ≈ HK$193,524/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$1,697,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,295
−HK$5,472/mo
▼ 0.25% · 3.875%
HK$104,011
−HK$2,756/mo
Today · 4.125%
HK$106,767
baseline
▲ 0.50% · 4.625%
HK$112,395
+HK$5,628/mo
Deposit HK$19.97M · loan HK$19.97M · min. income ≈ HK$213,534/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$1,697,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,263
−HK$6,851/mo
▼ 0.25% · 3.875%
HK$112,661
−HK$3,453/mo
Today · 4.125%
HK$116,114
baseline
▲ 0.50% · 4.625%
HK$123,180
+HK$7,066/mo
Deposit HK$15.97M · loan HK$23.96M · min. income ≈ HK$232,228/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,697,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,554
−HK$6,567/mo
▼ 0.25% · 3.875%
HK$124,814
−HK$3,307/mo
Today · 4.125%
HK$128,121
baseline
▲ 0.50% · 4.625%
HK$134,874
+HK$6,753/mo
Deposit HK$15.97M · loan HK$23.96M · min. income ≈ HK$256,242/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,697,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,473
−HK$7,994/mo
▼ 0.25% · 3.875%
HK$131,438
−HK$4,029/mo
Today · 4.125%
HK$135,467
baseline
▲ 0.50% · 4.625%
HK$143,710
+HK$8,243/mo
Deposit HK$11.98M · loan HK$27.95M · min. income ≈ HK$270,934/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,697,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,813
−HK$7,661/mo
▼ 0.25% · 3.875%
HK$145,616
−HK$3,858/mo
Today · 4.125%
HK$149,474
baseline
▲ 0.50% · 4.625%
HK$157,353
+HK$7,879/mo
Deposit HK$11.98M · loan HK$27.95M · min. income ≈ HK$298,948/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,697,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,894
−HK$10,278/mo
▼ 0.25% · 3.875%
HK$168,992
−HK$5,180/mo
Today · 4.125%
HK$174,172
baseline
▲ 0.50% · 4.625%
HK$184,770
+HK$10,598/mo
Deposit HK$3.99M · loan HK$35.94M · min. income ≈ HK$348,344/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,697,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,330
−HK$9,851/mo
▼ 0.25% · 3.875%
HK$187,220
−HK$4,961/mo
Today · 4.125%
HK$192,181
baseline
▲ 0.50% · 4.625%
HK$202,311
+HK$10,130/mo
Deposit HK$3.99M · loan HK$35.94M · min. income ≈ HK$384,362/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,697,055 · Scale 2, in force from 26 Feb 2026)