LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,063
−HK$5,710/mo
▼ 0.25% · 3.875%
HK$93,896
−HK$2,877/mo
Today · 4.125%
HK$96,773
baseline
▲ 0.50% · 4.625%
HK$102,662
+HK$5,889/mo
Deposit HK$19.97M · loan HK$19.97M · min. income ≈ HK$193,546/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$1,697,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,307
−HK$5,473/mo
▼ 0.25% · 3.875%
HK$104,024
−HK$2,756/mo
Today · 4.125%
HK$106,780
baseline
▲ 0.50% · 4.625%
HK$112,408
+HK$5,628/mo
Deposit HK$19.97M · loan HK$19.97M · min. income ≈ HK$213,560/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$1,697,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,276
−HK$6,852/mo
▼ 0.25% · 3.875%
HK$112,675
−HK$3,453/mo
Today · 4.125%
HK$116,128
baseline
▲ 0.50% · 4.625%
HK$123,194
+HK$7,066/mo
Deposit HK$15.97M · loan HK$23.96M · min. income ≈ HK$232,256/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,697,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,568
−HK$6,568/mo
▼ 0.25% · 3.875%
HK$124,828
−HK$3,308/mo
Today · 4.125%
HK$128,136
baseline
▲ 0.50% · 4.625%
HK$134,890
+HK$6,754/mo
Deposit HK$15.97M · loan HK$23.96M · min. income ≈ HK$256,272/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,697,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,488
−HK$7,995/mo
▼ 0.25% · 3.875%
HK$131,454
−HK$4,029/mo
Today · 4.125%
HK$135,483
baseline
▲ 0.50% · 4.625%
HK$143,727
+HK$8,244/mo
Deposit HK$11.98M · loan HK$27.95M · min. income ≈ HK$270,966/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,697,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,829
−HK$7,663/mo
▼ 0.25% · 3.875%
HK$145,633
−HK$3,859/mo
Today · 4.125%
HK$149,492
baseline
▲ 0.50% · 4.625%
HK$157,372
+HK$7,880/mo
Deposit HK$11.98M · loan HK$27.95M · min. income ≈ HK$298,984/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,697,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,913
−HK$10,279/mo
▼ 0.25% · 3.875%
HK$169,012
−HK$5,180/mo
Today · 4.125%
HK$174,192
baseline
▲ 0.50% · 4.625%
HK$184,791
+HK$10,599/mo
Deposit HK$3.99M · loan HK$35.94M · min. income ≈ HK$348,384/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,697,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,352
−HK$9,852/mo
▼ 0.25% · 3.875%
HK$187,242
−HK$4,962/mo
Today · 4.125%
HK$192,204
baseline
▲ 0.50% · 4.625%
HK$202,335
+HK$10,131/mo
Deposit HK$3.99M · loan HK$35.94M · min. income ≈ HK$384,408/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,697,255 · Scale 2, in force from 26 Feb 2026)