LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,065
−HK$5,710/mo
▼ 0.25% · 3.875%
HK$93,897
−HK$2,878/mo
Today · 4.125%
HK$96,775
baseline
▲ 0.50% · 4.625%
HK$102,664
+HK$5,889/mo
Deposit HK$19.97M · loan HK$19.97M · min. income ≈ HK$193,550/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$1,697,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,309
−HK$5,473/mo
▼ 0.25% · 3.875%
HK$104,026
−HK$2,756/mo
Today · 4.125%
HK$106,782
baseline
▲ 0.50% · 4.625%
HK$112,411
+HK$5,629/mo
Deposit HK$19.97M · loan HK$19.97M · min. income ≈ HK$213,564/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$1,697,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,278
−HK$6,852/mo
▼ 0.25% · 3.875%
HK$112,677
−HK$3,453/mo
Today · 4.125%
HK$116,130
baseline
▲ 0.50% · 4.625%
HK$123,197
+HK$7,067/mo
Deposit HK$15.97M · loan HK$23.96M · min. income ≈ HK$232,260/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,697,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,570
−HK$6,568/mo
▼ 0.25% · 3.875%
HK$124,831
−HK$3,307/mo
Today · 4.125%
HK$128,138
baseline
▲ 0.50% · 4.625%
HK$134,893
+HK$6,755/mo
Deposit HK$15.97M · loan HK$23.96M · min. income ≈ HK$256,276/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,697,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,491
−HK$7,994/mo
▼ 0.25% · 3.875%
HK$131,456
−HK$4,029/mo
Today · 4.125%
HK$135,485
baseline
▲ 0.50% · 4.625%
HK$143,729
+HK$8,244/mo
Deposit HK$11.98M · loan HK$27.96M · min. income ≈ HK$270,970/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,697,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,832
−HK$7,663/mo
▼ 0.25% · 3.875%
HK$145,636
−HK$3,859/mo
Today · 4.125%
HK$149,495
baseline
▲ 0.50% · 4.625%
HK$157,375
+HK$7,880/mo
Deposit HK$11.98M · loan HK$27.96M · min. income ≈ HK$298,990/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,697,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,916
−HK$10,279/mo
▼ 0.25% · 3.875%
HK$169,015
−HK$5,180/mo
Today · 4.125%
HK$174,195
baseline
▲ 0.50% · 4.625%
HK$184,795
+HK$10,600/mo
Deposit HK$3.99M · loan HK$35.94M · min. income ≈ HK$348,390/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,697,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,355
−HK$9,853/mo
▼ 0.25% · 3.875%
HK$187,246
−HK$4,962/mo
Today · 4.125%
HK$192,208
baseline
▲ 0.50% · 4.625%
HK$202,339
+HK$10,131/mo
Deposit HK$3.99M · loan HK$35.94M · min. income ≈ HK$384,416/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,697,288 · Scale 2, in force from 26 Feb 2026)