LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,066
−HK$5,710/mo
▼ 0.25% · 3.875%
HK$93,898
−HK$2,878/mo
Today · 4.125%
HK$96,776
baseline
▲ 0.50% · 4.625%
HK$102,665
+HK$5,889/mo
Deposit HK$19.97M · loan HK$19.97M · min. income ≈ HK$193,552/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$1,697,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,310
−HK$5,473/mo
▼ 0.25% · 3.875%
HK$104,027
−HK$2,756/mo
Today · 4.125%
HK$106,783
baseline
▲ 0.50% · 4.625%
HK$112,412
+HK$5,629/mo
Deposit HK$19.97M · loan HK$19.97M · min. income ≈ HK$213,566/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$1,697,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,279
−HK$6,853/mo
▼ 0.25% · 3.875%
HK$112,678
−HK$3,454/mo
Today · 4.125%
HK$116,132
baseline
▲ 0.50% · 4.625%
HK$123,198
+HK$7,066/mo
Deposit HK$15.97M · loan HK$23.96M · min. income ≈ HK$232,264/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,697,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,572
−HK$6,568/mo
▼ 0.25% · 3.875%
HK$124,832
−HK$3,308/mo
Today · 4.125%
HK$128,140
baseline
▲ 0.50% · 4.625%
HK$134,894
+HK$6,754/mo
Deposit HK$15.97M · loan HK$23.96M · min. income ≈ HK$256,280/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,697,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,492
−HK$7,995/mo
▼ 0.25% · 3.875%
HK$131,458
−HK$4,029/mo
Today · 4.125%
HK$135,487
baseline
▲ 0.50% · 4.625%
HK$143,731
+HK$8,244/mo
Deposit HK$11.98M · loan HK$27.96M · min. income ≈ HK$270,974/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,697,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,834
−HK$7,663/mo
▼ 0.25% · 3.875%
HK$145,638
−HK$3,859/mo
Today · 4.125%
HK$149,497
baseline
▲ 0.50% · 4.625%
HK$157,377
+HK$7,880/mo
Deposit HK$11.98M · loan HK$27.96M · min. income ≈ HK$298,994/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,697,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,918
−HK$10,280/mo
▼ 0.25% · 3.875%
HK$169,017
−HK$5,181/mo
Today · 4.125%
HK$174,198
baseline
▲ 0.50% · 4.625%
HK$184,797
+HK$10,599/mo
Deposit HK$3.99M · loan HK$35.94M · min. income ≈ HK$348,396/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,697,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,358
−HK$9,852/mo
▼ 0.25% · 3.875%
HK$187,248
−HK$4,962/mo
Today · 4.125%
HK$192,210
baseline
▲ 0.50% · 4.625%
HK$202,341
+HK$10,131/mo
Deposit HK$3.99M · loan HK$35.94M · min. income ≈ HK$384,420/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,697,308 · Scale 2, in force from 26 Feb 2026)