LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,067
−HK$5,710/mo
▼ 0.25% · 3.875%
HK$93,899
−HK$2,878/mo
Today · 4.125%
HK$96,777
baseline
▲ 0.50% · 4.625%
HK$102,666
+HK$5,889/mo
Deposit HK$19.97M · loan HK$19.97M · min. income ≈ HK$193,554/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$1,697,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,311
−HK$5,473/mo
▼ 0.25% · 3.875%
HK$104,028
−HK$2,756/mo
Today · 4.125%
HK$106,784
baseline
▲ 0.50% · 4.625%
HK$112,413
+HK$5,629/mo
Deposit HK$19.97M · loan HK$19.97M · min. income ≈ HK$213,568/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$1,697,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,280
−HK$6,853/mo
▼ 0.25% · 3.875%
HK$112,679
−HK$3,454/mo
Today · 4.125%
HK$116,133
baseline
▲ 0.50% · 4.625%
HK$123,199
+HK$7,066/mo
Deposit HK$15.97M · loan HK$23.96M · min. income ≈ HK$232,266/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,697,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,573
−HK$6,568/mo
▼ 0.25% · 3.875%
HK$124,833
−HK$3,308/mo
Today · 4.125%
HK$128,141
baseline
▲ 0.50% · 4.625%
HK$134,895
+HK$6,754/mo
Deposit HK$15.97M · loan HK$23.96M · min. income ≈ HK$256,282/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,697,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,493
−HK$7,995/mo
▼ 0.25% · 3.875%
HK$131,459
−HK$4,029/mo
Today · 4.125%
HK$135,488
baseline
▲ 0.50% · 4.625%
HK$143,732
+HK$8,244/mo
Deposit HK$11.98M · loan HK$27.96M · min. income ≈ HK$270,976/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,697,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,835
−HK$7,663/mo
▼ 0.25% · 3.875%
HK$145,639
−HK$3,859/mo
Today · 4.125%
HK$149,498
baseline
▲ 0.50% · 4.625%
HK$157,378
+HK$7,880/mo
Deposit HK$11.98M · loan HK$27.96M · min. income ≈ HK$298,996/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,697,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,920
−HK$10,279/mo
▼ 0.25% · 3.875%
HK$169,019
−HK$5,180/mo
Today · 4.125%
HK$174,199
baseline
▲ 0.50% · 4.625%
HK$184,799
+HK$10,600/mo
Deposit HK$3.99M · loan HK$35.94M · min. income ≈ HK$348,398/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,697,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,359
−HK$9,852/mo
▼ 0.25% · 3.875%
HK$187,250
−HK$4,961/mo
Today · 4.125%
HK$192,211
baseline
▲ 0.50% · 4.625%
HK$202,343
+HK$10,132/mo
Deposit HK$3.99M · loan HK$35.94M · min. income ≈ HK$384,422/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,697,322 · Scale 2, in force from 26 Feb 2026)