LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,078
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$93,911
−HK$2,878/mo
Today · 4.125%
HK$96,789
baseline
▲ 0.50% · 4.625%
HK$102,678
+HK$5,889/mo
Deposit HK$19.97M · loan HK$19.97M · min. income ≈ HK$193,578/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$1,697,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,323
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$104,040
−HK$2,757/mo
Today · 4.125%
HK$106,797
baseline
▲ 0.50% · 4.625%
HK$112,426
+HK$5,629/mo
Deposit HK$19.97M · loan HK$19.97M · min. income ≈ HK$213,594/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$1,697,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,293
−HK$6,854/mo
▼ 0.25% · 3.875%
HK$112,693
−HK$3,454/mo
Today · 4.125%
HK$116,147
baseline
▲ 0.50% · 4.625%
HK$123,214
+HK$7,067/mo
Deposit HK$15.98M · loan HK$23.97M · min. income ≈ HK$232,294/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,697,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,587
−HK$6,569/mo
▼ 0.25% · 3.875%
HK$124,848
−HK$3,308/mo
Today · 4.125%
HK$128,156
baseline
▲ 0.50% · 4.625%
HK$134,912
+HK$6,756/mo
Deposit HK$15.98M · loan HK$23.97M · min. income ≈ HK$256,312/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,697,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,509
−HK$7,995/mo
▼ 0.25% · 3.875%
HK$131,475
−HK$4,029/mo
Today · 4.125%
HK$135,504
baseline
▲ 0.50% · 4.625%
HK$143,750
+HK$8,246/mo
Deposit HK$11.98M · loan HK$27.96M · min. income ≈ HK$271,008/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,697,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,852
−HK$7,664/mo
▼ 0.25% · 3.875%
HK$145,656
−HK$3,860/mo
Today · 4.125%
HK$149,516
baseline
▲ 0.50% · 4.625%
HK$157,397
+HK$7,881/mo
Deposit HK$11.98M · loan HK$27.96M · min. income ≈ HK$299,032/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,697,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,940
−HK$10,280/mo
▼ 0.25% · 3.875%
HK$169,039
−HK$5,181/mo
Today · 4.125%
HK$174,220
baseline
▲ 0.50% · 4.625%
HK$184,821
+HK$10,601/mo
Deposit HK$3.99M · loan HK$35.95M · min. income ≈ HK$348,440/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,697,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,381
−HK$9,854/mo
▼ 0.25% · 3.875%
HK$187,272
−HK$4,963/mo
Today · 4.125%
HK$192,235
baseline
▲ 0.50% · 4.625%
HK$202,368
+HK$10,133/mo
Deposit HK$3.99M · loan HK$35.95M · min. income ≈ HK$384,470/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,697,526 · Scale 2, in force from 26 Feb 2026)