LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,080
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$93,913
−HK$2,879/mo
Today · 4.125%
HK$96,792
baseline
▲ 0.50% · 4.625%
HK$102,681
+HK$5,889/mo
Deposit HK$19.97M · loan HK$19.97M · min. income ≈ HK$193,584/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$1,697,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,326
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$104,043
−HK$2,757/mo
Today · 4.125%
HK$106,800
baseline
▲ 0.50% · 4.625%
HK$112,429
+HK$5,629/mo
Deposit HK$19.97M · loan HK$19.97M · min. income ≈ HK$213,600/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$1,697,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,296
−HK$6,854/mo
▼ 0.25% · 3.875%
HK$112,696
−HK$3,454/mo
Today · 4.125%
HK$116,150
baseline
▲ 0.50% · 4.625%
HK$123,217
+HK$7,067/mo
Deposit HK$15.98M · loan HK$23.97M · min. income ≈ HK$232,300/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,697,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,591
−HK$6,569/mo
▼ 0.25% · 3.875%
HK$124,852
−HK$3,308/mo
Today · 4.125%
HK$128,160
baseline
▲ 0.50% · 4.625%
HK$134,915
+HK$6,755/mo
Deposit HK$15.98M · loan HK$23.97M · min. income ≈ HK$256,320/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,697,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,512
−HK$7,996/mo
▼ 0.25% · 3.875%
HK$131,478
−HK$4,030/mo
Today · 4.125%
HK$135,508
baseline
▲ 0.50% · 4.625%
HK$143,754
+HK$8,246/mo
Deposit HK$11.98M · loan HK$27.96M · min. income ≈ HK$271,016/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,697,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,856
−HK$7,664/mo
▼ 0.25% · 3.875%
HK$145,660
−HK$3,860/mo
Today · 4.125%
HK$149,520
baseline
▲ 0.50% · 4.625%
HK$157,401
+HK$7,881/mo
Deposit HK$11.98M · loan HK$27.96M · min. income ≈ HK$299,040/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,697,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,944
−HK$10,281/mo
▼ 0.25% · 3.875%
HK$169,044
−HK$5,181/mo
Today · 4.125%
HK$174,225
baseline
▲ 0.50% · 4.625%
HK$184,826
+HK$10,601/mo
Deposit HK$3.99M · loan HK$35.95M · min. income ≈ HK$348,450/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,697,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,386
−HK$9,854/mo
▼ 0.25% · 3.875%
HK$187,278
−HK$4,962/mo
Today · 4.125%
HK$192,240
baseline
▲ 0.50% · 4.625%
HK$202,373
+HK$10,133/mo
Deposit HK$3.99M · loan HK$35.95M · min. income ≈ HK$384,480/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,697,573 · Scale 2, in force from 26 Feb 2026)