LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,086
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$93,919
−HK$2,878/mo
Today · 4.125%
HK$96,797
baseline
▲ 0.50% · 4.625%
HK$102,687
+HK$5,890/mo
Deposit HK$19.97M · loan HK$19.97M · min. income ≈ HK$193,594/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$1,697,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,332
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$104,049
−HK$2,757/mo
Today · 4.125%
HK$106,806
baseline
▲ 0.50% · 4.625%
HK$112,436
+HK$5,630/mo
Deposit HK$19.97M · loan HK$19.97M · min. income ≈ HK$213,612/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$1,697,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,303
−HK$6,854/mo
▼ 0.25% · 3.875%
HK$112,703
−HK$3,454/mo
Today · 4.125%
HK$116,157
baseline
▲ 0.50% · 4.625%
HK$123,225
+HK$7,068/mo
Deposit HK$15.98M · loan HK$23.97M · min. income ≈ HK$232,314/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$1,697,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,598
−HK$6,570/mo
▼ 0.25% · 3.875%
HK$124,859
−HK$3,309/mo
Today · 4.125%
HK$128,168
baseline
▲ 0.50% · 4.625%
HK$134,924
+HK$6,756/mo
Deposit HK$15.98M · loan HK$23.97M · min. income ≈ HK$256,336/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$1,697,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,520
−HK$7,996/mo
▼ 0.25% · 3.875%
HK$131,486
−HK$4,030/mo
Today · 4.125%
HK$135,516
baseline
▲ 0.50% · 4.625%
HK$143,762
+HK$8,246/mo
Deposit HK$11.98M · loan HK$27.96M · min. income ≈ HK$271,032/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,697,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,865
−HK$7,664/mo
▼ 0.25% · 3.875%
HK$145,669
−HK$3,860/mo
Today · 4.125%
HK$149,529
baseline
▲ 0.50% · 4.625%
HK$157,411
+HK$7,882/mo
Deposit HK$11.98M · loan HK$27.96M · min. income ≈ HK$299,058/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,697,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,954
−HK$10,281/mo
▼ 0.25% · 3.875%
HK$169,054
−HK$5,181/mo
Today · 4.125%
HK$174,235
baseline
▲ 0.50% · 4.625%
HK$184,837
+HK$10,602/mo
Deposit HK$3.99M · loan HK$35.95M · min. income ≈ HK$348,470/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,697,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,397
−HK$9,855/mo
▼ 0.25% · 3.875%
HK$187,289
−HK$4,963/mo
Today · 4.125%
HK$192,252
baseline
▲ 0.50% · 4.625%
HK$202,385
+HK$10,133/mo
Deposit HK$3.99M · loan HK$35.95M · min. income ≈ HK$384,504/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,697,677 · Scale 2, in force from 26 Feb 2026)