LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,096
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$93,930
−HK$2,879/mo
Today · 4.125%
HK$96,809
baseline
▲ 0.50% · 4.625%
HK$102,700
+HK$5,891/mo
Deposit HK$19.98M · loan HK$19.98M · min. income ≈ HK$193,618/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$1,697,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,344
−HK$5,475/mo
▼ 0.25% · 3.875%
HK$104,062
−HK$2,757/mo
Today · 4.125%
HK$106,819
baseline
▲ 0.50% · 4.625%
HK$112,450
+HK$5,631/mo
Deposit HK$19.98M · loan HK$19.98M · min. income ≈ HK$213,638/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$1,697,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,316
−HK$6,855/mo
▼ 0.25% · 3.875%
HK$112,716
−HK$3,455/mo
Today · 4.125%
HK$116,171
baseline
▲ 0.50% · 4.625%
HK$123,239
+HK$7,068/mo
Deposit HK$15.98M · loan HK$23.97M · min. income ≈ HK$232,342/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$1,697,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,613
−HK$6,570/mo
▼ 0.25% · 3.875%
HK$124,874
−HK$3,309/mo
Today · 4.125%
HK$128,183
baseline
▲ 0.50% · 4.625%
HK$134,940
+HK$6,757/mo
Deposit HK$15.98M · loan HK$23.97M · min. income ≈ HK$256,366/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$1,697,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,535
−HK$7,997/mo
▼ 0.25% · 3.875%
HK$131,502
−HK$4,030/mo
Today · 4.125%
HK$135,532
baseline
▲ 0.50% · 4.625%
HK$143,779
+HK$8,247/mo
Deposit HK$11.99M · loan HK$27.97M · min. income ≈ HK$271,064/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,697,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,881
−HK$7,666/mo
▼ 0.25% · 3.875%
HK$145,686
−HK$3,861/mo
Today · 4.125%
HK$149,547
baseline
▲ 0.50% · 4.625%
HK$157,430
+HK$7,883/mo
Deposit HK$11.99M · loan HK$27.97M · min. income ≈ HK$299,094/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,697,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,973
−HK$10,283/mo
▼ 0.25% · 3.875%
HK$169,074
−HK$5,182/mo
Today · 4.125%
HK$174,256
baseline
▲ 0.50% · 4.625%
HK$184,859
+HK$10,603/mo
Deposit HK$4.00M · loan HK$35.96M · min. income ≈ HK$348,512/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,697,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,419
−HK$9,855/mo
▼ 0.25% · 3.875%
HK$187,311
−HK$4,963/mo
Today · 4.125%
HK$192,274
baseline
▲ 0.50% · 4.625%
HK$202,409
+HK$10,135/mo
Deposit HK$4.00M · loan HK$35.96M · min. income ≈ HK$384,548/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,697,878 · Scale 2, in force from 26 Feb 2026)