LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,104
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$93,937
−HK$2,880/mo
Today · 4.125%
HK$96,817
baseline
▲ 0.50% · 4.625%
HK$102,708
+HK$5,891/mo
Deposit HK$19.98M · loan HK$19.98M · min. income ≈ HK$193,634/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$1,698,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,352
−HK$5,475/mo
▼ 0.25% · 3.875%
HK$104,070
−HK$2,757/mo
Today · 4.125%
HK$106,827
baseline
▲ 0.50% · 4.625%
HK$112,458
+HK$5,631/mo
Deposit HK$19.98M · loan HK$19.98M · min. income ≈ HK$213,654/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$1,698,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,324
−HK$6,856/mo
▼ 0.25% · 3.875%
HK$112,725
−HK$3,455/mo
Today · 4.125%
HK$116,180
baseline
▲ 0.50% · 4.625%
HK$123,249
+HK$7,069/mo
Deposit HK$15.98M · loan HK$23.97M · min. income ≈ HK$232,360/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$1,698,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,622
−HK$6,571/mo
▼ 0.25% · 3.875%
HK$124,884
−HK$3,309/mo
Today · 4.125%
HK$128,193
baseline
▲ 0.50% · 4.625%
HK$134,950
+HK$6,757/mo
Deposit HK$15.98M · loan HK$23.97M · min. income ≈ HK$256,386/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$1,698,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,545
−HK$7,998/mo
▼ 0.25% · 3.875%
HK$131,512
−HK$4,031/mo
Today · 4.125%
HK$135,543
baseline
▲ 0.50% · 4.625%
HK$143,791
+HK$8,248/mo
Deposit HK$11.99M · loan HK$27.97M · min. income ≈ HK$271,086/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,698,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,892
−HK$7,666/mo
▼ 0.25% · 3.875%
HK$145,698
−HK$3,860/mo
Today · 4.125%
HK$149,558
baseline
▲ 0.50% · 4.625%
HK$157,442
+HK$7,884/mo
Deposit HK$11.99M · loan HK$27.97M · min. income ≈ HK$299,116/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,698,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,986
−HK$10,284/mo
▼ 0.25% · 3.875%
HK$169,087
−HK$5,183/mo
Today · 4.125%
HK$174,270
baseline
▲ 0.50% · 4.625%
HK$184,874
+HK$10,604/mo
Deposit HK$4.00M · loan HK$35.96M · min. income ≈ HK$348,540/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,698,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,433
−HK$9,856/mo
▼ 0.25% · 3.875%
HK$187,326
−HK$4,963/mo
Today · 4.125%
HK$192,289
baseline
▲ 0.50% · 4.625%
HK$202,425
+HK$10,136/mo
Deposit HK$4.00M · loan HK$35.96M · min. income ≈ HK$384,578/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,698,011 · Scale 2, in force from 26 Feb 2026)