LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,110
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$93,944
−HK$2,879/mo
Today · 4.125%
HK$96,823
baseline
▲ 0.50% · 4.625%
HK$102,715
+HK$5,892/mo
Deposit HK$19.98M · loan HK$19.98M · min. income ≈ HK$193,646/mo (50% DSR)
Upfront cash ≈ HK$21.68M (deposit + AVD stamp duty HK$1,698,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,359
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$104,077
−HK$2,758/mo
Today · 4.125%
HK$106,835
baseline
▲ 0.50% · 4.625%
HK$112,466
+HK$5,631/mo
Deposit HK$19.98M · loan HK$19.98M · min. income ≈ HK$213,670/mo (50% DSR)
Upfront cash ≈ HK$21.68M (deposit + AVD stamp duty HK$1,698,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,332
−HK$6,856/mo
▼ 0.25% · 3.875%
HK$112,733
−HK$3,455/mo
Today · 4.125%
HK$116,188
baseline
▲ 0.50% · 4.625%
HK$123,258
+HK$7,070/mo
Deposit HK$15.98M · loan HK$23.97M · min. income ≈ HK$232,376/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$1,698,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,631
−HK$6,571/mo
▼ 0.25% · 3.875%
HK$124,893
−HK$3,309/mo
Today · 4.125%
HK$128,202
baseline
▲ 0.50% · 4.625%
HK$134,960
+HK$6,758/mo
Deposit HK$15.98M · loan HK$23.97M · min. income ≈ HK$256,404/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$1,698,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,554
−HK$7,999/mo
▼ 0.25% · 3.875%
HK$131,522
−HK$4,031/mo
Today · 4.125%
HK$135,553
baseline
▲ 0.50% · 4.625%
HK$143,801
+HK$8,248/mo
Deposit HK$11.99M · loan HK$27.97M · min. income ≈ HK$271,106/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,698,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,902
−HK$7,667/mo
▼ 0.25% · 3.875%
HK$145,708
−HK$3,861/mo
Today · 4.125%
HK$149,569
baseline
▲ 0.50% · 4.625%
HK$157,453
+HK$7,884/mo
Deposit HK$11.99M · loan HK$27.97M · min. income ≈ HK$299,138/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,698,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,998
−HK$10,284/mo
▼ 0.25% · 3.875%
HK$169,099
−HK$5,183/mo
Today · 4.125%
HK$174,282
baseline
▲ 0.50% · 4.625%
HK$184,887
+HK$10,605/mo
Deposit HK$4.00M · loan HK$35.96M · min. income ≈ HK$348,564/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,698,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,446
−HK$9,857/mo
▼ 0.25% · 3.875%
HK$187,339
−HK$4,964/mo
Today · 4.125%
HK$192,303
baseline
▲ 0.50% · 4.625%
HK$202,440
+HK$10,137/mo
Deposit HK$4.00M · loan HK$35.96M · min. income ≈ HK$384,606/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,698,131 · Scale 2, in force from 26 Feb 2026)