LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,114
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$93,948
−HK$2,880/mo
Today · 4.125%
HK$96,828
baseline
▲ 0.50% · 4.625%
HK$102,720
+HK$5,892/mo
Deposit HK$19.98M · loan HK$19.98M · min. income ≈ HK$193,656/mo (50% DSR)
Upfront cash ≈ HK$21.68M (deposit + AVD stamp duty HK$1,698,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,364
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$104,082
−HK$2,758/mo
Today · 4.125%
HK$106,840
baseline
▲ 0.50% · 4.625%
HK$112,472
+HK$5,632/mo
Deposit HK$19.98M · loan HK$19.98M · min. income ≈ HK$213,680/mo (50% DSR)
Upfront cash ≈ HK$21.68M (deposit + AVD stamp duty HK$1,698,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,337
−HK$6,856/mo
▼ 0.25% · 3.875%
HK$112,738
−HK$3,455/mo
Today · 4.125%
HK$116,193
baseline
▲ 0.50% · 4.625%
HK$123,264
+HK$7,071/mo
Deposit HK$15.98M · loan HK$23.97M · min. income ≈ HK$232,386/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$1,698,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,636
−HK$6,572/mo
▼ 0.25% · 3.875%
HK$124,899
−HK$3,309/mo
Today · 4.125%
HK$128,208
baseline
▲ 0.50% · 4.625%
HK$134,966
+HK$6,758/mo
Deposit HK$15.98M · loan HK$23.97M · min. income ≈ HK$256,416/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$1,698,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,560
−HK$7,999/mo
▼ 0.25% · 3.875%
HK$131,528
−HK$4,031/mo
Today · 4.125%
HK$135,559
baseline
▲ 0.50% · 4.625%
HK$143,807
+HK$8,248/mo
Deposit HK$11.99M · loan HK$27.97M · min. income ≈ HK$271,118/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,698,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,909
−HK$7,667/mo
▼ 0.25% · 3.875%
HK$145,715
−HK$3,861/mo
Today · 4.125%
HK$149,576
baseline
▲ 0.50% · 4.625%
HK$157,460
+HK$7,884/mo
Deposit HK$11.99M · loan HK$27.97M · min. income ≈ HK$299,152/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,698,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,006
−HK$10,284/mo
▼ 0.25% · 3.875%
HK$169,107
−HK$5,183/mo
Today · 4.125%
HK$174,290
baseline
▲ 0.50% · 4.625%
HK$184,895
+HK$10,605/mo
Deposit HK$4.00M · loan HK$35.96M · min. income ≈ HK$348,580/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,698,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,455
−HK$9,857/mo
▼ 0.25% · 3.875%
HK$187,348
−HK$4,964/mo
Today · 4.125%
HK$192,312
baseline
▲ 0.50% · 4.625%
HK$202,449
+HK$10,137/mo
Deposit HK$4.00M · loan HK$35.96M · min. income ≈ HK$384,624/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,698,210 · Scale 2, in force from 26 Feb 2026)