LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,122
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$93,956
−HK$2,880/mo
Today · 4.125%
HK$96,836
baseline
▲ 0.50% · 4.625%
HK$102,728
+HK$5,892/mo
Deposit HK$19.98M · loan HK$19.98M · min. income ≈ HK$193,672/mo (50% DSR)
Upfront cash ≈ HK$21.68M (deposit + AVD stamp duty HK$1,698,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,372
−HK$5,477/mo
▼ 0.25% · 3.875%
HK$104,091
−HK$2,758/mo
Today · 4.125%
HK$106,849
baseline
▲ 0.50% · 4.625%
HK$112,481
+HK$5,632/mo
Deposit HK$19.98M · loan HK$19.98M · min. income ≈ HK$213,698/mo (50% DSR)
Upfront cash ≈ HK$21.68M (deposit + AVD stamp duty HK$1,698,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,346
−HK$6,857/mo
▼ 0.25% · 3.875%
HK$112,748
−HK$3,455/mo
Today · 4.125%
HK$116,203
baseline
▲ 0.50% · 4.625%
HK$123,274
+HK$7,071/mo
Deposit HK$15.98M · loan HK$23.98M · min. income ≈ HK$232,406/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$1,698,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,647
−HK$6,572/mo
▼ 0.25% · 3.875%
HK$124,909
−HK$3,310/mo
Today · 4.125%
HK$128,219
baseline
▲ 0.50% · 4.625%
HK$134,978
+HK$6,759/mo
Deposit HK$15.98M · loan HK$23.98M · min. income ≈ HK$256,438/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$1,698,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,571
−HK$8,000/mo
▼ 0.25% · 3.875%
HK$131,539
−HK$4,032/mo
Today · 4.125%
HK$135,571
baseline
▲ 0.50% · 4.625%
HK$143,820
+HK$8,249/mo
Deposit HK$11.99M · loan HK$27.97M · min. income ≈ HK$271,142/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,698,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,921
−HK$7,668/mo
▼ 0.25% · 3.875%
HK$145,728
−HK$3,861/mo
Today · 4.125%
HK$149,589
baseline
▲ 0.50% · 4.625%
HK$157,474
+HK$7,885/mo
Deposit HK$11.99M · loan HK$27.97M · min. income ≈ HK$299,178/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,698,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,020
−HK$10,285/mo
▼ 0.25% · 3.875%
HK$169,122
−HK$5,183/mo
Today · 4.125%
HK$174,305
baseline
▲ 0.50% · 4.625%
HK$184,911
+HK$10,606/mo
Deposit HK$4.00M · loan HK$35.97M · min. income ≈ HK$348,610/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,698,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,470
−HK$9,859/mo
▼ 0.25% · 3.875%
HK$187,364
−HK$4,965/mo
Today · 4.125%
HK$192,329
baseline
▲ 0.50% · 4.625%
HK$202,466
+HK$10,137/mo
Deposit HK$4.00M · loan HK$35.97M · min. income ≈ HK$384,658/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,698,356 · Scale 2, in force from 26 Feb 2026)