LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,129
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$93,964
−HK$2,880/mo
Today · 4.125%
HK$96,844
baseline
▲ 0.50% · 4.625%
HK$102,737
+HK$5,893/mo
Deposit HK$19.98M · loan HK$19.98M · min. income ≈ HK$193,688/mo (50% DSR)
Upfront cash ≈ HK$21.68M (deposit + AVD stamp duty HK$1,698,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,380
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$104,099
−HK$2,759/mo
Today · 4.125%
HK$106,858
baseline
▲ 0.50% · 4.625%
HK$112,490
+HK$5,632/mo
Deposit HK$19.98M · loan HK$19.98M · min. income ≈ HK$213,716/mo (50% DSR)
Upfront cash ≈ HK$21.68M (deposit + AVD stamp duty HK$1,698,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,355
−HK$6,858/mo
▼ 0.25% · 3.875%
HK$112,757
−HK$3,456/mo
Today · 4.125%
HK$116,213
baseline
▲ 0.50% · 4.625%
HK$123,284
+HK$7,071/mo
Deposit HK$15.99M · loan HK$23.98M · min. income ≈ HK$232,426/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$1,698,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,656
−HK$6,573/mo
▼ 0.25% · 3.875%
HK$124,919
−HK$3,310/mo
Today · 4.125%
HK$128,229
baseline
▲ 0.50% · 4.625%
HK$134,988
+HK$6,759/mo
Deposit HK$15.99M · loan HK$23.98M · min. income ≈ HK$256,458/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$1,698,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,581
−HK$8,000/mo
▼ 0.25% · 3.875%
HK$131,549
−HK$4,032/mo
Today · 4.125%
HK$135,581
baseline
▲ 0.50% · 4.625%
HK$143,831
+HK$8,250/mo
Deposit HK$11.99M · loan HK$27.98M · min. income ≈ HK$271,162/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,698,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,933
−HK$7,668/mo
▼ 0.25% · 3.875%
HK$145,739
−HK$3,862/mo
Today · 4.125%
HK$149,601
baseline
▲ 0.50% · 4.625%
HK$157,486
+HK$7,885/mo
Deposit HK$11.99M · loan HK$27.98M · min. income ≈ HK$299,202/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,698,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,033
−HK$10,286/mo
▼ 0.25% · 3.875%
HK$169,135
−HK$5,184/mo
Today · 4.125%
HK$174,319
baseline
▲ 0.50% · 4.625%
HK$184,926
+HK$10,607/mo
Deposit HK$4.00M · loan HK$35.97M · min. income ≈ HK$348,638/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,698,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,485
−HK$9,859/mo
▼ 0.25% · 3.875%
HK$187,379
−HK$4,965/mo
Today · 4.125%
HK$192,344
baseline
▲ 0.50% · 4.625%
HK$202,482
+HK$10,138/mo
Deposit HK$4.00M · loan HK$35.97M · min. income ≈ HK$384,688/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$1,698,491 · Scale 2, in force from 26 Feb 2026)