LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,132
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$93,967
−HK$2,880/mo
Today · 4.125%
HK$96,847
baseline
▲ 0.50% · 4.625%
HK$102,740
+HK$5,893/mo
Deposit HK$19.98M · loan HK$19.98M · min. income ≈ HK$193,694/mo (50% DSR)
Upfront cash ≈ HK$21.68M (deposit + AVD stamp duty HK$1,698,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,383
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$104,102
−HK$2,759/mo
Today · 4.125%
HK$106,861
baseline
▲ 0.50% · 4.625%
HK$112,494
+HK$5,633/mo
Deposit HK$19.98M · loan HK$19.98M · min. income ≈ HK$213,722/mo (50% DSR)
Upfront cash ≈ HK$21.68M (deposit + AVD stamp duty HK$1,698,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,358
−HK$6,858/mo
▼ 0.25% · 3.875%
HK$112,760
−HK$3,456/mo
Today · 4.125%
HK$116,216
baseline
▲ 0.50% · 4.625%
HK$123,288
+HK$7,072/mo
Deposit HK$15.99M · loan HK$23.98M · min. income ≈ HK$232,432/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$1,698,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,660
−HK$6,573/mo
▼ 0.25% · 3.875%
HK$124,923
−HK$3,310/mo
Today · 4.125%
HK$128,233
baseline
▲ 0.50% · 4.625%
HK$134,992
+HK$6,759/mo
Deposit HK$15.99M · loan HK$23.98M · min. income ≈ HK$256,466/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$1,698,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,585
−HK$8,000/mo
▼ 0.25% · 3.875%
HK$131,553
−HK$4,032/mo
Today · 4.125%
HK$135,585
baseline
▲ 0.50% · 4.625%
HK$143,835
+HK$8,250/mo
Deposit HK$11.99M · loan HK$27.98M · min. income ≈ HK$271,170/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,698,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,937
−HK$7,668/mo
▼ 0.25% · 3.875%
HK$145,743
−HK$3,862/mo
Today · 4.125%
HK$149,605
baseline
▲ 0.50% · 4.625%
HK$157,491
+HK$7,886/mo
Deposit HK$11.99M · loan HK$27.98M · min. income ≈ HK$299,210/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,698,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,038
−HK$10,286/mo
▼ 0.25% · 3.875%
HK$169,140
−HK$5,184/mo
Today · 4.125%
HK$174,324
baseline
▲ 0.50% · 4.625%
HK$184,931
+HK$10,607/mo
Deposit HK$4.00M · loan HK$35.97M · min. income ≈ HK$348,648/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,698,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,490
−HK$9,859/mo
▼ 0.25% · 3.875%
HK$187,384
−HK$4,965/mo
Today · 4.125%
HK$192,349
baseline
▲ 0.50% · 4.625%
HK$202,488
+HK$10,139/mo
Deposit HK$4.00M · loan HK$35.97M · min. income ≈ HK$384,698/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,698,541 · Scale 2, in force from 26 Feb 2026)