LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,133
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$93,968
−HK$2,880/mo
Today · 4.125%
HK$96,848
baseline
▲ 0.50% · 4.625%
HK$102,741
+HK$5,893/mo
Deposit HK$19.98M · loan HK$19.98M · min. income ≈ HK$193,696/mo (50% DSR)
Upfront cash ≈ HK$21.68M (deposit + AVD stamp duty HK$1,698,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,384
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$104,103
−HK$2,759/mo
Today · 4.125%
HK$106,862
baseline
▲ 0.50% · 4.625%
HK$112,495
+HK$5,633/mo
Deposit HK$19.98M · loan HK$19.98M · min. income ≈ HK$213,724/mo (50% DSR)
Upfront cash ≈ HK$21.68M (deposit + AVD stamp duty HK$1,698,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,359
−HK$6,858/mo
▼ 0.25% · 3.875%
HK$112,761
−HK$3,456/mo
Today · 4.125%
HK$116,217
baseline
▲ 0.50% · 4.625%
HK$123,289
+HK$7,072/mo
Deposit HK$15.99M · loan HK$23.98M · min. income ≈ HK$232,434/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$1,698,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,661
−HK$6,573/mo
▼ 0.25% · 3.875%
HK$124,924
−HK$3,310/mo
Today · 4.125%
HK$128,234
baseline
▲ 0.50% · 4.625%
HK$134,994
+HK$6,760/mo
Deposit HK$15.99M · loan HK$23.98M · min. income ≈ HK$256,468/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$1,698,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,586
−HK$8,001/mo
▼ 0.25% · 3.875%
HK$131,555
−HK$4,032/mo
Today · 4.125%
HK$135,587
baseline
▲ 0.50% · 4.625%
HK$143,837
+HK$8,250/mo
Deposit HK$11.99M · loan HK$27.98M · min. income ≈ HK$271,174/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,698,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,938
−HK$7,669/mo
▼ 0.25% · 3.875%
HK$145,745
−HK$3,862/mo
Today · 4.125%
HK$149,607
baseline
▲ 0.50% · 4.625%
HK$157,493
+HK$7,886/mo
Deposit HK$11.99M · loan HK$27.98M · min. income ≈ HK$299,214/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,698,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,039
−HK$10,287/mo
▼ 0.25% · 3.875%
HK$169,142
−HK$5,184/mo
Today · 4.125%
HK$174,326
baseline
▲ 0.50% · 4.625%
HK$184,933
+HK$10,607/mo
Deposit HK$4.00M · loan HK$35.97M · min. income ≈ HK$348,652/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,698,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,492
−HK$9,859/mo
▼ 0.25% · 3.875%
HK$187,386
−HK$4,965/mo
Today · 4.125%
HK$192,351
baseline
▲ 0.50% · 4.625%
HK$202,490
+HK$10,139/mo
Deposit HK$4.00M · loan HK$35.97M · min. income ≈ HK$384,702/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,698,557 · Scale 2, in force from 26 Feb 2026)