LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,138
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$93,973
−HK$2,880/mo
Today · 4.125%
HK$96,853
baseline
▲ 0.50% · 4.625%
HK$102,746
+HK$5,893/mo
Deposit HK$19.98M · loan HK$19.98M · min. income ≈ HK$193,706/mo (50% DSR)
Upfront cash ≈ HK$21.68M (deposit + AVD stamp duty HK$1,698,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,390
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$104,109
−HK$2,759/mo
Today · 4.125%
HK$106,868
baseline
▲ 0.50% · 4.625%
HK$112,501
+HK$5,633/mo
Deposit HK$19.98M · loan HK$19.98M · min. income ≈ HK$213,736/mo (50% DSR)
Upfront cash ≈ HK$21.68M (deposit + AVD stamp duty HK$1,698,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,365
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$112,767
−HK$3,457/mo
Today · 4.125%
HK$116,224
baseline
▲ 0.50% · 4.625%
HK$123,296
+HK$7,072/mo
Deposit HK$15.99M · loan HK$23.98M · min. income ≈ HK$232,448/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,698,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,668
−HK$6,573/mo
▼ 0.25% · 3.875%
HK$124,931
−HK$3,310/mo
Today · 4.125%
HK$128,241
baseline
▲ 0.50% · 4.625%
HK$135,001
+HK$6,760/mo
Deposit HK$15.99M · loan HK$23.98M · min. income ≈ HK$256,482/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,698,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,593
−HK$8,001/mo
▼ 0.25% · 3.875%
HK$131,562
−HK$4,032/mo
Today · 4.125%
HK$135,594
baseline
▲ 0.50% · 4.625%
HK$143,845
+HK$8,251/mo
Deposit HK$11.99M · loan HK$27.98M · min. income ≈ HK$271,188/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,698,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,946
−HK$7,669/mo
▼ 0.25% · 3.875%
HK$145,753
−HK$3,862/mo
Today · 4.125%
HK$149,615
baseline
▲ 0.50% · 4.625%
HK$157,501
+HK$7,886/mo
Deposit HK$11.99M · loan HK$27.98M · min. income ≈ HK$299,230/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,698,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,048
−HK$10,287/mo
▼ 0.25% · 3.875%
HK$169,151
−HK$5,184/mo
Today · 4.125%
HK$174,335
baseline
▲ 0.50% · 4.625%
HK$184,943
+HK$10,608/mo
Deposit HK$4.00M · loan HK$35.97M · min. income ≈ HK$348,670/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,698,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,502
−HK$9,860/mo
▼ 0.25% · 3.875%
HK$187,397
−HK$4,965/mo
Today · 4.125%
HK$192,362
baseline
▲ 0.50% · 4.625%
HK$202,502
+HK$10,140/mo
Deposit HK$4.00M · loan HK$35.97M · min. income ≈ HK$384,724/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,698,652 · Scale 2, in force from 26 Feb 2026)