LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,139
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$93,974
−HK$2,880/mo
Today · 4.125%
HK$96,854
baseline
▲ 0.50% · 4.625%
HK$102,747
+HK$5,893/mo
Deposit HK$19.98M · loan HK$19.98M · min. income ≈ HK$193,708/mo (50% DSR)
Upfront cash ≈ HK$21.68M (deposit + AVD stamp duty HK$1,698,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,391
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$104,110
−HK$2,759/mo
Today · 4.125%
HK$106,869
baseline
▲ 0.50% · 4.625%
HK$112,502
+HK$5,633/mo
Deposit HK$19.98M · loan HK$19.98M · min. income ≈ HK$213,738/mo (50% DSR)
Upfront cash ≈ HK$21.68M (deposit + AVD stamp duty HK$1,698,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,366
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$112,768
−HK$3,457/mo
Today · 4.125%
HK$116,225
baseline
▲ 0.50% · 4.625%
HK$123,297
+HK$7,072/mo
Deposit HK$15.99M · loan HK$23.98M · min. income ≈ HK$232,450/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,698,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,669
−HK$6,573/mo
▼ 0.25% · 3.875%
HK$124,932
−HK$3,310/mo
Today · 4.125%
HK$128,242
baseline
▲ 0.50% · 4.625%
HK$135,002
+HK$6,760/mo
Deposit HK$15.99M · loan HK$23.98M · min. income ≈ HK$256,484/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,698,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,594
−HK$8,001/mo
▼ 0.25% · 3.875%
HK$131,563
−HK$4,032/mo
Today · 4.125%
HK$135,595
baseline
▲ 0.50% · 4.625%
HK$143,846
+HK$8,251/mo
Deposit HK$11.99M · loan HK$27.98M · min. income ≈ HK$271,190/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,698,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,947
−HK$7,669/mo
▼ 0.25% · 3.875%
HK$145,754
−HK$3,862/mo
Today · 4.125%
HK$149,616
baseline
▲ 0.50% · 4.625%
HK$157,503
+HK$7,887/mo
Deposit HK$11.99M · loan HK$27.98M · min. income ≈ HK$299,232/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,698,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,050
−HK$10,287/mo
▼ 0.25% · 3.875%
HK$169,153
−HK$5,184/mo
Today · 4.125%
HK$174,337
baseline
▲ 0.50% · 4.625%
HK$184,945
+HK$10,608/mo
Deposit HK$4.00M · loan HK$35.97M · min. income ≈ HK$348,674/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,698,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,504
−HK$9,860/mo
▼ 0.25% · 3.875%
HK$187,398
−HK$4,966/mo
Today · 4.125%
HK$192,364
baseline
▲ 0.50% · 4.625%
HK$202,503
+HK$10,139/mo
Deposit HK$4.00M · loan HK$35.97M · min. income ≈ HK$384,728/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,698,667 · Scale 2, in force from 26 Feb 2026)