LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,151
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$93,986
−HK$2,881/mo
Today · 4.125%
HK$96,867
baseline
▲ 0.50% · 4.625%
HK$102,761
+HK$5,894/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$193,734/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,698,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,404
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$104,124
−HK$2,759/mo
Today · 4.125%
HK$106,883
baseline
▲ 0.50% · 4.625%
HK$112,517
+HK$5,634/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$213,766/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,698,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,381
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$112,783
−HK$3,457/mo
Today · 4.125%
HK$116,240
baseline
▲ 0.50% · 4.625%
HK$123,313
+HK$7,073/mo
Deposit HK$15.99M · loan HK$23.98M · min. income ≈ HK$232,480/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,698,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,685
−HK$6,574/mo
▼ 0.25% · 3.875%
HK$124,949
−HK$3,310/mo
Today · 4.125%
HK$128,259
baseline
▲ 0.50% · 4.625%
HK$135,020
+HK$6,761/mo
Deposit HK$15.99M · loan HK$23.98M · min. income ≈ HK$256,518/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,698,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,611
−HK$8,002/mo
▼ 0.25% · 3.875%
HK$131,580
−HK$4,033/mo
Today · 4.125%
HK$135,613
baseline
▲ 0.50% · 4.625%
HK$143,865
+HK$8,252/mo
Deposit HK$11.99M · loan HK$27.98M · min. income ≈ HK$271,226/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,698,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,966
−HK$7,670/mo
▼ 0.25% · 3.875%
HK$145,773
−HK$3,863/mo
Today · 4.125%
HK$149,636
baseline
▲ 0.50% · 4.625%
HK$157,523
+HK$7,887/mo
Deposit HK$11.99M · loan HK$27.98M · min. income ≈ HK$299,272/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,698,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,071
−HK$10,289/mo
▼ 0.25% · 3.875%
HK$169,175
−HK$5,185/mo
Today · 4.125%
HK$174,360
baseline
▲ 0.50% · 4.625%
HK$184,969
+HK$10,609/mo
Deposit HK$4.00M · loan HK$35.98M · min. income ≈ HK$348,720/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,698,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,527
−HK$9,862/mo
▼ 0.25% · 3.875%
HK$187,423
−HK$4,966/mo
Today · 4.125%
HK$192,389
baseline
▲ 0.50% · 4.625%
HK$202,530
+HK$10,141/mo
Deposit HK$4.00M · loan HK$35.98M · min. income ≈ HK$384,778/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,698,889 · Scale 2, in force from 26 Feb 2026)