LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,152
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$93,987
−HK$2,881/mo
Today · 4.125%
HK$96,868
baseline
▲ 0.50% · 4.625%
HK$102,762
+HK$5,894/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$193,736/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,698,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,405
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$104,125
−HK$2,759/mo
Today · 4.125%
HK$106,884
baseline
▲ 0.50% · 4.625%
HK$112,518
+HK$5,634/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$213,768/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,698,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,382
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$112,784
−HK$3,457/mo
Today · 4.125%
HK$116,241
baseline
▲ 0.50% · 4.625%
HK$123,314
+HK$7,073/mo
Deposit HK$15.99M · loan HK$23.98M · min. income ≈ HK$232,482/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,698,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,686
−HK$6,575/mo
▼ 0.25% · 3.875%
HK$124,950
−HK$3,311/mo
Today · 4.125%
HK$128,261
baseline
▲ 0.50% · 4.625%
HK$135,021
+HK$6,760/mo
Deposit HK$15.99M · loan HK$23.98M · min. income ≈ HK$256,522/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,698,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,612
−HK$8,003/mo
▼ 0.25% · 3.875%
HK$131,582
−HK$4,033/mo
Today · 4.125%
HK$135,615
baseline
▲ 0.50% · 4.625%
HK$143,866
+HK$8,251/mo
Deposit HK$11.99M · loan HK$27.98M · min. income ≈ HK$271,230/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,698,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,967
−HK$7,670/mo
▼ 0.25% · 3.875%
HK$145,775
−HK$3,862/mo
Today · 4.125%
HK$149,637
baseline
▲ 0.50% · 4.625%
HK$157,525
+HK$7,888/mo
Deposit HK$11.99M · loan HK$27.98M · min. income ≈ HK$299,274/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,698,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,073
−HK$10,289/mo
▼ 0.25% · 3.875%
HK$169,176
−HK$5,186/mo
Today · 4.125%
HK$174,362
baseline
▲ 0.50% · 4.625%
HK$184,971
+HK$10,609/mo
Deposit HK$4.00M · loan HK$35.98M · min. income ≈ HK$348,724/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,698,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,529
−HK$9,862/mo
▼ 0.25% · 3.875%
HK$187,425
−HK$4,966/mo
Today · 4.125%
HK$192,391
baseline
▲ 0.50% · 4.625%
HK$202,532
+HK$10,141/mo
Deposit HK$4.00M · loan HK$35.98M · min. income ≈ HK$384,782/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,698,907 · Scale 2, in force from 26 Feb 2026)