LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,153
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$93,988
−HK$2,881/mo
Today · 4.125%
HK$96,869
baseline
▲ 0.50% · 4.625%
HK$102,763
+HK$5,894/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$193,738/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,698,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,407
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$104,126
−HK$2,759/mo
Today · 4.125%
HK$106,885
baseline
▲ 0.50% · 4.625%
HK$112,519
+HK$5,634/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$213,770/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,698,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,384
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$112,786
−HK$3,457/mo
Today · 4.125%
HK$116,243
baseline
▲ 0.50% · 4.625%
HK$123,316
+HK$7,073/mo
Deposit HK$15.99M · loan HK$23.98M · min. income ≈ HK$232,486/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,698,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,688
−HK$6,574/mo
▼ 0.25% · 3.875%
HK$124,952
−HK$3,310/mo
Today · 4.125%
HK$128,262
baseline
▲ 0.50% · 4.625%
HK$135,023
+HK$6,761/mo
Deposit HK$15.99M · loan HK$23.98M · min. income ≈ HK$256,524/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,698,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,614
−HK$8,003/mo
▼ 0.25% · 3.875%
HK$131,584
−HK$4,033/mo
Today · 4.125%
HK$135,617
baseline
▲ 0.50% · 4.625%
HK$143,869
+HK$8,252/mo
Deposit HK$11.99M · loan HK$27.98M · min. income ≈ HK$271,234/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,698,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,969
−HK$7,671/mo
▼ 0.25% · 3.875%
HK$145,777
−HK$3,863/mo
Today · 4.125%
HK$149,640
baseline
▲ 0.50% · 4.625%
HK$157,527
+HK$7,887/mo
Deposit HK$11.99M · loan HK$27.98M · min. income ≈ HK$299,280/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,698,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,075
−HK$10,289/mo
▼ 0.25% · 3.875%
HK$169,179
−HK$5,185/mo
Today · 4.125%
HK$174,364
baseline
▲ 0.50% · 4.625%
HK$184,974
+HK$10,610/mo
Deposit HK$4.00M · loan HK$35.98M · min. income ≈ HK$348,728/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,698,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,532
−HK$9,862/mo
▼ 0.25% · 3.875%
HK$187,428
−HK$4,966/mo
Today · 4.125%
HK$192,394
baseline
▲ 0.50% · 4.625%
HK$202,535
+HK$10,141/mo
Deposit HK$4.00M · loan HK$35.98M · min. income ≈ HK$384,788/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,698,932 · Scale 2, in force from 26 Feb 2026)