LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,154
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$93,990
−HK$2,880/mo
Today · 4.125%
HK$96,870
baseline
▲ 0.50% · 4.625%
HK$102,765
+HK$5,895/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$193,740/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,698,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,408
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$104,128
−HK$2,759/mo
Today · 4.125%
HK$106,887
baseline
▲ 0.50% · 4.625%
HK$112,521
+HK$5,634/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$213,774/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,698,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,385
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$112,788
−HK$3,456/mo
Today · 4.125%
HK$116,244
baseline
▲ 0.50% · 4.625%
HK$123,318
+HK$7,074/mo
Deposit HK$15.99M · loan HK$23.99M · min. income ≈ HK$232,488/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,698,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,690
−HK$6,574/mo
▼ 0.25% · 3.875%
HK$124,953
−HK$3,311/mo
Today · 4.125%
HK$128,264
baseline
▲ 0.50% · 4.625%
HK$135,025
+HK$6,761/mo
Deposit HK$15.99M · loan HK$23.99M · min. income ≈ HK$256,528/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,698,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,616
−HK$8,003/mo
▼ 0.25% · 3.875%
HK$131,585
−HK$4,034/mo
Today · 4.125%
HK$135,619
baseline
▲ 0.50% · 4.625%
HK$143,871
+HK$8,252/mo
Deposit HK$11.99M · loan HK$27.98M · min. income ≈ HK$271,238/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,698,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,971
−HK$7,671/mo
▼ 0.25% · 3.875%
HK$145,779
−HK$3,863/mo
Today · 4.125%
HK$149,642
baseline
▲ 0.50% · 4.625%
HK$157,530
+HK$7,888/mo
Deposit HK$11.99M · loan HK$27.98M · min. income ≈ HK$299,284/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,698,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,078
−HK$10,289/mo
▼ 0.25% · 3.875%
HK$169,181
−HK$5,186/mo
Today · 4.125%
HK$174,367
baseline
▲ 0.50% · 4.625%
HK$184,977
+HK$10,610/mo
Deposit HK$4.00M · loan HK$35.98M · min. income ≈ HK$348,734/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,698,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,535
−HK$9,861/mo
▼ 0.25% · 3.875%
HK$187,430
−HK$4,966/mo
Today · 4.125%
HK$192,396
baseline
▲ 0.50% · 4.625%
HK$202,538
+HK$10,142/mo
Deposit HK$4.00M · loan HK$35.98M · min. income ≈ HK$384,792/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,698,956 · Scale 2, in force from 26 Feb 2026)