LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,166
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$94,002
−HK$2,881/mo
Today · 4.125%
HK$96,883
baseline
▲ 0.50% · 4.625%
HK$102,778
+HK$5,895/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$193,766/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,699,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,422
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$104,142
−HK$2,759/mo
Today · 4.125%
HK$106,901
baseline
▲ 0.50% · 4.625%
HK$112,536
+HK$5,635/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$213,802/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,699,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,400
−HK$6,860/mo
▼ 0.25% · 3.875%
HK$112,802
−HK$3,458/mo
Today · 4.125%
HK$116,260
baseline
▲ 0.50% · 4.625%
HK$123,334
+HK$7,074/mo
Deposit HK$15.99M · loan HK$23.99M · min. income ≈ HK$232,520/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,699,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,706
−HK$6,575/mo
▼ 0.25% · 3.875%
HK$124,970
−HK$3,311/mo
Today · 4.125%
HK$128,281
baseline
▲ 0.50% · 4.625%
HK$135,043
+HK$6,762/mo
Deposit HK$15.99M · loan HK$23.99M · min. income ≈ HK$256,562/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,699,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,633
−HK$8,003/mo
▼ 0.25% · 3.875%
HK$131,603
−HK$4,033/mo
Today · 4.125%
HK$135,636
baseline
▲ 0.50% · 4.625%
HK$143,890
+HK$8,254/mo
Deposit HK$11.99M · loan HK$27.99M · min. income ≈ HK$271,272/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,699,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,990
−HK$7,671/mo
▼ 0.25% · 3.875%
HK$145,798
−HK$3,863/mo
Today · 4.125%
HK$149,661
baseline
▲ 0.50% · 4.625%
HK$157,550
+HK$7,889/mo
Deposit HK$11.99M · loan HK$27.99M · min. income ≈ HK$299,322/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,699,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,099
−HK$10,291/mo
▼ 0.25% · 3.875%
HK$169,204
−HK$5,186/mo
Today · 4.125%
HK$174,390
baseline
▲ 0.50% · 4.625%
HK$185,001
+HK$10,611/mo
Deposit HK$4.00M · loan HK$35.98M · min. income ≈ HK$348,780/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,559
−HK$9,863/mo
▼ 0.25% · 3.875%
HK$187,455
−HK$4,967/mo
Today · 4.125%
HK$192,422
baseline
▲ 0.50% · 4.625%
HK$202,565
+HK$10,143/mo
Deposit HK$4.00M · loan HK$35.98M · min. income ≈ HK$384,844/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,180 · Scale 2, in force from 26 Feb 2026)