LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,167
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$94,003
−HK$2,881/mo
Today · 4.125%
HK$96,884
baseline
▲ 0.50% · 4.625%
HK$102,780
+HK$5,896/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$193,768/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,699,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,423
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$104,143
−HK$2,759/mo
Today · 4.125%
HK$106,902
baseline
▲ 0.50% · 4.625%
HK$112,537
+HK$5,635/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$213,804/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,699,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,401
−HK$6,860/mo
▼ 0.25% · 3.875%
HK$112,804
−HK$3,457/mo
Today · 4.125%
HK$116,261
baseline
▲ 0.50% · 4.625%
HK$123,336
+HK$7,075/mo
Deposit HK$15.99M · loan HK$23.99M · min. income ≈ HK$232,522/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,699,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,707
−HK$6,576/mo
▼ 0.25% · 3.875%
HK$124,972
−HK$3,311/mo
Today · 4.125%
HK$128,283
baseline
▲ 0.50% · 4.625%
HK$135,045
+HK$6,762/mo
Deposit HK$15.99M · loan HK$23.99M · min. income ≈ HK$256,566/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,699,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,634
−HK$8,004/mo
▼ 0.25% · 3.875%
HK$131,605
−HK$4,033/mo
Today · 4.125%
HK$135,638
baseline
▲ 0.50% · 4.625%
HK$143,892
+HK$8,254/mo
Deposit HK$11.99M · loan HK$27.99M · min. income ≈ HK$271,276/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,699,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,992
−HK$7,671/mo
▼ 0.25% · 3.875%
HK$145,800
−HK$3,863/mo
Today · 4.125%
HK$149,663
baseline
▲ 0.50% · 4.625%
HK$157,552
+HK$7,889/mo
Deposit HK$11.99M · loan HK$27.99M · min. income ≈ HK$299,326/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,699,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,101
−HK$10,291/mo
▼ 0.25% · 3.875%
HK$169,206
−HK$5,186/mo
Today · 4.125%
HK$174,392
baseline
▲ 0.50% · 4.625%
HK$185,003
+HK$10,611/mo
Deposit HK$4.00M · loan HK$35.98M · min. income ≈ HK$348,784/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,561
−HK$9,863/mo
▼ 0.25% · 3.875%
HK$187,457
−HK$4,967/mo
Today · 4.125%
HK$192,424
baseline
▲ 0.50% · 4.625%
HK$202,567
+HK$10,143/mo
Deposit HK$4.00M · loan HK$35.98M · min. income ≈ HK$384,848/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,203 · Scale 2, in force from 26 Feb 2026)