LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,173
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$94,009
−HK$2,881/mo
Today · 4.125%
HK$96,890
baseline
▲ 0.50% · 4.625%
HK$102,786
+HK$5,896/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$193,780/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,699,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,429
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$104,149
−HK$2,760/mo
Today · 4.125%
HK$106,909
baseline
▲ 0.50% · 4.625%
HK$112,544
+HK$5,635/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$213,818/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,699,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,407
−HK$6,861/mo
▼ 0.25% · 3.875%
HK$112,810
−HK$3,458/mo
Today · 4.125%
HK$116,268
baseline
▲ 0.50% · 4.625%
HK$123,343
+HK$7,075/mo
Deposit HK$15.99M · loan HK$23.99M · min. income ≈ HK$232,536/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,699,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,714
−HK$6,576/mo
▼ 0.25% · 3.875%
HK$124,979
−HK$3,311/mo
Today · 4.125%
HK$128,290
baseline
▲ 0.50% · 4.625%
HK$135,053
+HK$6,763/mo
Deposit HK$15.99M · loan HK$23.99M · min. income ≈ HK$256,580/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,699,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,642
−HK$8,004/mo
▼ 0.25% · 3.875%
HK$131,612
−HK$4,034/mo
Today · 4.125%
HK$135,646
baseline
▲ 0.50% · 4.625%
HK$143,900
+HK$8,254/mo
Deposit HK$12.00M · loan HK$27.99M · min. income ≈ HK$271,292/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,699,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,000
−HK$7,672/mo
▼ 0.25% · 3.875%
HK$145,809
−HK$3,863/mo
Today · 4.125%
HK$149,672
baseline
▲ 0.50% · 4.625%
HK$157,561
+HK$7,889/mo
Deposit HK$12.00M · loan HK$27.99M · min. income ≈ HK$299,344/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,699,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,111
−HK$10,291/mo
▼ 0.25% · 3.875%
HK$169,216
−HK$5,186/mo
Today · 4.125%
HK$174,402
baseline
▲ 0.50% · 4.625%
HK$185,014
+HK$10,612/mo
Deposit HK$4.00M · loan HK$35.99M · min. income ≈ HK$348,804/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,572
−HK$9,863/mo
▼ 0.25% · 3.875%
HK$187,468
−HK$4,967/mo
Today · 4.125%
HK$192,435
baseline
▲ 0.50% · 4.625%
HK$202,579
+HK$10,144/mo
Deposit HK$4.00M · loan HK$35.99M · min. income ≈ HK$384,870/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,300 · Scale 2, in force from 26 Feb 2026)