LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,175
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$94,011
−HK$2,881/mo
Today · 4.125%
HK$96,892
baseline
▲ 0.50% · 4.625%
HK$102,788
+HK$5,896/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$193,784/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,699,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,431
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$104,152
−HK$2,759/mo
Today · 4.125%
HK$106,911
baseline
▲ 0.50% · 4.625%
HK$112,547
+HK$5,636/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$213,822/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,699,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,410
−HK$6,861/mo
▼ 0.25% · 3.875%
HK$112,813
−HK$3,458/mo
Today · 4.125%
HK$116,271
baseline
▲ 0.50% · 4.625%
HK$123,346
+HK$7,075/mo
Deposit HK$15.99M · loan HK$23.99M · min. income ≈ HK$232,542/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,699,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,717
−HK$6,576/mo
▼ 0.25% · 3.875%
HK$124,982
−HK$3,311/mo
Today · 4.125%
HK$128,293
baseline
▲ 0.50% · 4.625%
HK$135,056
+HK$6,763/mo
Deposit HK$15.99M · loan HK$23.99M · min. income ≈ HK$256,586/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,699,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,645
−HK$8,004/mo
▼ 0.25% · 3.875%
HK$131,615
−HK$4,034/mo
Today · 4.125%
HK$135,649
baseline
▲ 0.50% · 4.625%
HK$143,903
+HK$8,254/mo
Deposit HK$12.00M · loan HK$27.99M · min. income ≈ HK$271,298/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,699,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,004
−HK$7,672/mo
▼ 0.25% · 3.875%
HK$145,812
−HK$3,864/mo
Today · 4.125%
HK$149,676
baseline
▲ 0.50% · 4.625%
HK$157,565
+HK$7,889/mo
Deposit HK$12.00M · loan HK$27.99M · min. income ≈ HK$299,352/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,699,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,115
−HK$10,291/mo
▼ 0.25% · 3.875%
HK$169,220
−HK$5,186/mo
Today · 4.125%
HK$174,406
baseline
▲ 0.50% · 4.625%
HK$185,019
+HK$10,613/mo
Deposit HK$4.00M · loan HK$35.99M · min. income ≈ HK$348,812/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,576
−HK$9,864/mo
▼ 0.25% · 3.875%
HK$187,473
−HK$4,967/mo
Today · 4.125%
HK$192,440
baseline
▲ 0.50% · 4.625%
HK$202,584
+HK$10,144/mo
Deposit HK$4.00M · loan HK$35.99M · min. income ≈ HK$384,880/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,342 · Scale 2, in force from 26 Feb 2026)