LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,176
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$94,012
−HK$2,882/mo
Today · 4.125%
HK$96,894
baseline
▲ 0.50% · 4.625%
HK$102,789
+HK$5,895/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$193,788/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,699,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,432
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$104,153
−HK$2,759/mo
Today · 4.125%
HK$106,912
baseline
▲ 0.50% · 4.625%
HK$112,548
+HK$5,636/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$213,824/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,699,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,411
−HK$6,861/mo
▼ 0.25% · 3.875%
HK$112,815
−HK$3,457/mo
Today · 4.125%
HK$116,272
baseline
▲ 0.50% · 4.625%
HK$123,347
+HK$7,075/mo
Deposit HK$15.99M · loan HK$23.99M · min. income ≈ HK$232,544/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,699,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,719
−HK$6,576/mo
▼ 0.25% · 3.875%
HK$124,983
−HK$3,312/mo
Today · 4.125%
HK$128,295
baseline
▲ 0.50% · 4.625%
HK$135,058
+HK$6,763/mo
Deposit HK$15.99M · loan HK$23.99M · min. income ≈ HK$256,590/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,699,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,646
−HK$8,005/mo
▼ 0.25% · 3.875%
HK$131,617
−HK$4,034/mo
Today · 4.125%
HK$135,651
baseline
▲ 0.50% · 4.625%
HK$143,905
+HK$8,254/mo
Deposit HK$12.00M · loan HK$27.99M · min. income ≈ HK$271,302/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,699,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,005
−HK$7,672/mo
▼ 0.25% · 3.875%
HK$145,814
−HK$3,863/mo
Today · 4.125%
HK$149,677
baseline
▲ 0.50% · 4.625%
HK$157,567
+HK$7,890/mo
Deposit HK$12.00M · loan HK$27.99M · min. income ≈ HK$299,354/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,699,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,117
−HK$10,291/mo
▼ 0.25% · 3.875%
HK$169,222
−HK$5,186/mo
Today · 4.125%
HK$174,408
baseline
▲ 0.50% · 4.625%
HK$185,021
+HK$10,613/mo
Deposit HK$4.00M · loan HK$35.99M · min. income ≈ HK$348,816/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,578
−HK$9,864/mo
▼ 0.25% · 3.875%
HK$187,475
−HK$4,967/mo
Today · 4.125%
HK$192,442
baseline
▲ 0.50% · 4.625%
HK$202,586
+HK$10,144/mo
Deposit HK$4.00M · loan HK$35.99M · min. income ≈ HK$384,884/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,362 · Scale 2, in force from 26 Feb 2026)