LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,177
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$94,013
−HK$2,881/mo
Today · 4.125%
HK$96,894
baseline
▲ 0.50% · 4.625%
HK$102,790
+HK$5,896/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$193,788/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,699,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,433
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$104,154
−HK$2,759/mo
Today · 4.125%
HK$106,913
baseline
▲ 0.50% · 4.625%
HK$112,549
+HK$5,636/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$213,826/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,699,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,412
−HK$6,861/mo
▼ 0.25% · 3.875%
HK$112,815
−HK$3,458/mo
Today · 4.125%
HK$116,273
baseline
▲ 0.50% · 4.625%
HK$123,348
+HK$7,075/mo
Deposit HK$15.99M · loan HK$23.99M · min. income ≈ HK$232,546/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,699,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,720
−HK$6,576/mo
▼ 0.25% · 3.875%
HK$124,984
−HK$3,312/mo
Today · 4.125%
HK$128,296
baseline
▲ 0.50% · 4.625%
HK$135,059
+HK$6,763/mo
Deposit HK$15.99M · loan HK$23.99M · min. income ≈ HK$256,592/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,699,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,647
−HK$8,005/mo
▼ 0.25% · 3.875%
HK$131,618
−HK$4,034/mo
Today · 4.125%
HK$135,652
baseline
▲ 0.50% · 4.625%
HK$143,906
+HK$8,254/mo
Deposit HK$12.00M · loan HK$27.99M · min. income ≈ HK$271,304/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,699,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,007
−HK$7,672/mo
▼ 0.25% · 3.875%
HK$145,815
−HK$3,864/mo
Today · 4.125%
HK$149,679
baseline
▲ 0.50% · 4.625%
HK$157,568
+HK$7,889/mo
Deposit HK$12.00M · loan HK$27.99M · min. income ≈ HK$299,358/mo (50% DSR)
Upfront cash ≈ HK$13.69M (deposit + AVD stamp duty HK$1,699,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,118
−HK$10,292/mo
▼ 0.25% · 3.875%
HK$169,223
−HK$5,187/mo
Today · 4.125%
HK$174,410
baseline
▲ 0.50% · 4.625%
HK$185,022
+HK$10,612/mo
Deposit HK$4.00M · loan HK$35.99M · min. income ≈ HK$348,820/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,580
−HK$9,864/mo
▼ 0.25% · 3.875%
HK$187,477
−HK$4,967/mo
Today · 4.125%
HK$192,444
baseline
▲ 0.50% · 4.625%
HK$202,588
+HK$10,144/mo
Deposit HK$4.00M · loan HK$35.99M · min. income ≈ HK$384,888/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,376 · Scale 2, in force from 26 Feb 2026)