LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,184
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$94,020
−HK$2,882/mo
Today · 4.125%
HK$96,902
baseline
▲ 0.50% · 4.625%
HK$102,798
+HK$5,896/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$193,804/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,699,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,441
−HK$5,481/mo
▼ 0.25% · 3.875%
HK$104,162
−HK$2,760/mo
Today · 4.125%
HK$106,922
baseline
▲ 0.50% · 4.625%
HK$112,558
+HK$5,636/mo
Deposit HK$19.99M · loan HK$19.99M · min. income ≈ HK$213,844/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$1,699,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,421
−HK$6,861/mo
▼ 0.25% · 3.875%
HK$112,824
−HK$3,458/mo
Today · 4.125%
HK$116,282
baseline
▲ 0.50% · 4.625%
HK$123,358
+HK$7,076/mo
Deposit HK$16.00M · loan HK$23.99M · min. income ≈ HK$232,564/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,699,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,730
−HK$6,576/mo
▼ 0.25% · 3.875%
HK$124,994
−HK$3,312/mo
Today · 4.125%
HK$128,306
baseline
▲ 0.50% · 4.625%
HK$135,069
+HK$6,763/mo
Deposit HK$16.00M · loan HK$23.99M · min. income ≈ HK$256,612/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,699,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,658
−HK$8,005/mo
▼ 0.25% · 3.875%
HK$131,628
−HK$4,035/mo
Today · 4.125%
HK$135,663
baseline
▲ 0.50% · 4.625%
HK$143,918
+HK$8,255/mo
Deposit HK$12.00M · loan HK$27.99M · min. income ≈ HK$271,326/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,699,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,018
−HK$7,673/mo
▼ 0.25% · 3.875%
HK$145,827
−HK$3,864/mo
Today · 4.125%
HK$149,691
baseline
▲ 0.50% · 4.625%
HK$157,581
+HK$7,890/mo
Deposit HK$12.00M · loan HK$27.99M · min. income ≈ HK$299,382/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,699,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,131
−HK$10,293/mo
▼ 0.25% · 3.875%
HK$169,237
−HK$5,187/mo
Today · 4.125%
HK$174,424
baseline
▲ 0.50% · 4.625%
HK$185,037
+HK$10,613/mo
Deposit HK$4.00M · loan HK$35.99M · min. income ≈ HK$348,848/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,594
−HK$9,865/mo
▼ 0.25% · 3.875%
HK$187,491
−HK$4,968/mo
Today · 4.125%
HK$192,459
baseline
▲ 0.50% · 4.625%
HK$202,604
+HK$10,145/mo
Deposit HK$4.00M · loan HK$35.99M · min. income ≈ HK$384,918/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$1,699,511 · Scale 2, in force from 26 Feb 2026)